Remove Business Model Remove Finance Remove Hedge Remove Operations
article thumbnail

Robo-Advisers Are Coming to Consulting and Corporate Strategy

Harvard Business Review

Companies are both operators and investors. Cloud-based hardware is also increasingly available to any business at low cost. Companies in every industry can benefit from making more data and algorithm-based decisions in areas of internal operations and finance. Deliver behavioral coaching.

article thumbnail

How Banks Can Compete Against an Army of Fintech Startups

Harvard Business Review

This finding confirms what bankers fear: digitization upends business models, enabling greater competition that puts pressure on incumbents. By comparison, online lenders face capital costs that can be higher than 10%, sourced from potentially fickle institutional investors like hedge funds.

Banking 11
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

What Good Is Impact Investing?

Harvard Business Review

Or you could participate in projects financed in part by conventional investors and in part by non-profits. The other extreme is, “I have no intentions but look I’ve created jobs, ex post ,” and that is the post-rationalization of an economics-only business model. Noble: Economies and business operate in very complex systems.

article thumbnail

What Initial Coin Offerings Are, and Why VC Firms Care

Harvard Business Review

ICOs present both benefits and disadvantages, as well as threats and opportunities, to the traditional venture capital business model. ICOs are the Wild West of financing — they sit in a grey zone where the U.S. Securities and Exchange Commission (SEC) and many other regulatory bodies are still investigating them.

article thumbnail

How Blockchain Is Changing Finance

Harvard Business Review

After all, most financial intermediaries themselves rely on a dizzying, complex, and costly array of intermediaries to run their own operations. This industry supports a number of intermediaries, such as investment bankers, exchange operators, auditors, lawyers, and crowd-funding platforms (such as Kickstarter and Indiegogo).

article thumbnail

Why the U.S. Needs More Worker-Owned Companies

Harvard Business Review

Third, as a result of strong performances by worker- and employee-owned companies, it is becoming easier for workers to overcome arguably the biggest hurdle to worker buyouts: financing. Already, U.S. Already, U.S. And companion bills developed to enable the U.S. To encourage worker buyouts, more awareness-raising initiatives are required.

ESOP 12
article thumbnail

End the Religion of ROE

Harvard Business Review

DuPont sent Donaldson Brown, a promising engineer-turned-finance staffer, to Detroit to sort things out, and sort them out he did. By parsing ROE into the DuPont Equation (very rapidly to become a business school mainstay), he provided the basis for organizations divided into functions with their own objectives.

ROE 12