Strategy Driven

NOVEMBER 19, 2019

If your credit is good and you’re always getting loan offers, then you may decide to take out a standard bank loan to finance the car. If you aren’t getting good loan rates, take a look at your credit file to see if there’s something holding you back. A Standard Loan.

Finance 50

Finance Credit Rating How To Banking 50

Strategy Driven

JULY 9, 2020

Many people won’t scrutinize their bank statement, but by doing this now, you could highlight and be more aware of exactly how much you are spending each month. You may even identify rogue direct debit payments you thought had been canceling still leaving your bank account. It does happen.

Finance 74

Finance Banking Goal Planning 74

Strategy Driven

AUGUST 15, 2019

The nature of your accommodation is determined by your income, while your ability to get loans and credit opportunities is hampered by a poor credit rating. In short, your personal finances, if healthy, can promote your overall wellbeing – and if poorly managed, your personal finances can cause you a great deal of discomfort.

Finance 11

Finance How To Credit Rating Banking 11

Strategy Driven

SEPTEMBER 23, 2019

If you’re planning to startup a business but realized you have a poor credit history, you can check out these tips on how to improve your credit: 1. Don’t use big banks as a funding source. Back then, banks only depend on your credit history, collateral, cash flow , and character when it comes to bank loan approval.

Credit Scoring 10

Credit Scoring Banking Tips Proposal 10

Harvard Business Review

NOVEMBER 6, 2014

But what many economists generally gloss over is a notion that I will argue is highly complementary to market failures: management failures. Businesses and management experts, in contrast, tend take the opposite position. banking assets and as such are “too big to fail”). Neither school of thought, though, has it quite right.

Management 8

Management Crisis Porter Credit Rating 8

Harvard Business Review

NOVEMBER 6, 2014

But what many economists generally gloss over is a notion that I will argue is highly complementary to market failures: management failures. Businesses and management experts, in contrast, tend take the opposite position. banking assets and as such are “too big to fail”). Neither school of thought, though, has it quite right.

Management 8

Management Crisis Porter Credit Rating 8

Harvard Business Review

JUNE 1, 2011

But the banks holding the savings of the core members — including most of Germany's supposedly stodgy but actually reckless state banks — were happy to fuel the binge. Although bailing out the improvident Greeks might strike voters as a bad idea, letting Germany's state banks go to the wall would be far worse.

Banking 13

Banking Crisis Credit Rating Long-term 13

Leading Blog

APRIL 5, 2019

We tend to see situations in one of two ways: either events are certain and can, therefore, be managed by planning, investment, and reliable budgets; or they are uncertain, and we cannot manage them. Probabilistic risk managers will think about the future of how they work. Let’s consider a few examples.

Uncertainty 308

Uncertainty Sports Credit Rating Learning-by-Doing 308

Harvard Business Review

MAY 10, 2016

On the blockchain, trust is established, not by powerful intermediaries like banks, governments and technology companies, but through mass collaboration and clever code. The so-called Internet of Things will need blockchains to manage ultimately trillions of daily transactions. Blockchains ensure integrity and trust between strangers.

Technology 8

Technology Cost Credit Rating Banking 8

Harvard Business Review

AUGUST 11, 2011

The Securities and Exchange Commission began using the ratings issued by what they called Nationally Recognized Statistical Rating Organizations (and yes, they actually do use the acronym NRSRO) to judge whether securities firms' balance sheets were solid enough. In the case of the U.S.,

Credit Rating 13

Credit Rating Bond Price Advice 13

Harvard Business Review

JUNE 29, 2015

Because of their relationships with banks, PE funds can get financing much cheaper than target companies could under their current management. At the same time, there are certain ways LBOs can actually make it easier for firms to invest in the long term. LBOs can help firms that are financially constrained invest in innovation.

LBO 8

LBO Innovation Sample Short-term 8

Harvard Business Review

MAY 17, 2017

One of today’s most celebrated examples of leapfrogging is the M-Pesa mobile payment system in Kenya and Tanzania, which lets people bank in their national currency using only their phones, leapfrogging traditional banking practices and creating a mobile banking revolution. The system currently serves a billion people.

Marketing 8

Marketing Technology Banking Efficiency 8