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Minority Entrepreneurs Still Face Discrimination When Seeking Finance

The Horizons Tracker

Equipped with business profiles that exceeded the criteria for loan qualification, the Black testers were furnished with even stronger profiles (including higher business income, longer operational history, greater funds in their accounts, and superior credit scores).

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Why P2P Lending Makes Complete Sense for Startups

Strategy Driven

Since the entire process is technologically driven, it ensures transparency and involves low operating costs and market risk. Also, startup owners who do not have good credit but a healthy cashflow find it tough to get loans from credit unions or banks. They do not have administrative and operational costs to pay.

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How to Start Your Own Business Online

Strategy Driven

Make use of technology and create a landing page and list down all important attributes of the product/service. The next step is to determine the tax regulations about the industry of operation. Improve the credit score of the business. Read up on the legalities attached to the nature of your online business.

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Common Financial Mistakes Small Businesses Make and How to Avoid Them

Strategy Driven

Understanding and managing figures pertaining to your business helps to improve the survival rate of your business. Irrespective of the size of your business, correct management of your expenses can pave the way for the smooth functioning of your business. Hence, an alternative solution is to discover cost-effective low-credit loans.

Finance 101
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How Health Care Changes When Algorithms Start Making Diagnoses

Harvard Business Review

This won’t take doctors out of the loop entirely, but it will create new opportunities and new dangers as the technology evolves and becomes more powerful. Food and Drug Administration’s pilot “Pre-cert” program, which is directed at finding new ways to evaluate technologies like machine learning, is one such example.

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Yes, Your Uber Driver Is Judging You

Harvard Business Review

Frei is a Senior Associate Dean and the UPS Foundation Professor of Service Management at Harvard Business School. Without a good management system, these ratings can become perverse. Morriss: Companies need to be very strategic on how and why they’re using these scores. Is there a technological fix as well?

Hotels 8
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How Blockchain Could Help Emerging Markets Leap Ahead

Harvard Business Review

Much has been made of the potential for blockchain technologies to open up new vistas for business and society. But is there a way for this revolutionary technology to empower the rich and poor alike? How Blockchain Works Here are five basic principles underlying the technology. Distributed Database.