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Why So Many Different Loan Types Exist

Strategy Driven

Because of these multiple numbers, credit scores can be a lot more accurate, and predict your likeliness to go into debt when you can’t make up with payments after a certain period. Credit scores dictate what you can and can’t get because of your payback period or payment rate. Loans have to be different to service these needs.

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Nuclear Power is Clean, Safe, and Reliable… But Can It Be Competitive?

Strategy Driven

The document highlights 29 initiatives to reduce costs in the areas of Human Capital Management, Information Technology, Supply Chain / Inventory Management, and Oversight. StrategyDriven experience reveals many of these cost reductions to be implementable within 180 days and to possess similar payback periods.

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A Refresher on Payback Method

Harvard Business Review

There are a variety of ways to calculate a return on investment (ROI) — net present value , internal rate of return , breakeven — but the simplest is payback period. What is payback period? ” The shorter the payback period, the better. ” This can lead to some deceiving calculations.

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An HBR Refresher on Breakeven Quantity

Harvard Business Review

“It’s one of the more popular ways that managers calculate marketing ROI,” says Avery, pointing out that other common ones include calculating the investment payback period, calculating an internal rate of return, and using net present value analysis. BEQ = 200 units.

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Hospital Budget Systems Are Holding Back Innovation

Harvard Business Review

A second, more radical solution is to create budgets and authority for a service line or integrated practice unit (IPU) that manages a patient’s entire treatment for a high-volume medical condition. The IPU is an essential component of the value-based care model advocated by Harvard Business School’s Michael Porter.

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Walmart Broadens ROI for Green Power

Harvard Business Review

It also recognizes that, in the meantime, operational managers will gain valuable experience and knowledge about how to optimize the new power systems. Bedore said as much.until he added the critical caveat that in the case of green power, Walmart bean counters were looking beyond the near-term payback.

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Why We Need to Update Financial Reporting for the Digital Era

Harvard Business Review

Business students have traditionally considered net present value, payback period, and hurdle rates as necessary tools to determine which project to select. So, investors, and therefore managers, might be adjusting their approach to risk accordingly. Investors are paying more attention to ideas and options than to earnings.

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