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Making Microfinance More Effective

Harvard Business Review

Traditional microcredit hasn’t lived up to expectations, but we are learning how to improve it. The Grameen model of microfinance gained a great deal of attention in the international development field after early data showed that it was associated with high repayment and low default.

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Servant Leadership Observer ? November 2010

Modern Servant Leader

Who Do You Serve? Speedboat or Sailboat Leadership: Which Do You Practice? Do You Have a “Seagull Manager”? Do You Practice Artificial or Authentic Accountability? Do You Have a “Leadership Tell”? Do You Show Your Unsung Heroes Love? Do You Steal From Tomorrow? November 2008.

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The Innovation Mindset in Action: Shantha Ragunathan

Harvard Business Review

Although she was poor in resources, she possessed the innovation mindset shared by many game changers: they see and act on opportunities , use "and" thinking to resolve tough dilemmas and break through compromises, and employ their resourcefulness to power through obstacles. At six, Shantha lost her parents.

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Funders Can Give More than Money

Harvard Business Review

More broadly, it seems to me that learning to see donors themselves, and not only their checkbooks, as critical assets is part of what turns a nonprofit into a social enterprise. It called for leveraging the profits of the global microfinance institution, and coupling them with private investments from the Allmans and their donor network.

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How One Startup Developed a Sales Model That Works in Emerging Markets

Harvard Business Review

This seemingly banal transaction speaks volumes to the power of how established retail has pervaded our everyday experience in the United States. These challenges forced BioLite to reevaluate our approach and customize our sales methods to a market that demands an entirely different way of doing business.

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An Approach to Ending Poverty That Works

Harvard Business Review

Microfinance and other market-based interventions don’t generally reach them. And we may have found a way to do this. Do you give them cash or assets ? Is it better to attach conditions, or do the poor know best how to spend their money? At BRAC , where I work, we call this subset the “ultra-poor.”

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How to Create Youth Jobs After Conflicts

Harvard Business Review

On December 2-3, the United Nations will host a seminar in Sierra Leone on "Strategies and Lessons Learned on Sustainable Reintegration and Job Creation: What Works in West Africa?" From my discussions with many, I know they have seen the "pit of hell" and never want anything to do with it. So how can we do this in a sustainable way?