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Why So Many Different Loan Types Exist

Strategy Driven

Because of these multiple numbers, credit scores can be a lot more accurate, and predict your likeliness to go into debt when you can’t make up with payments after a certain period. Credit scores dictate what you can and can’t get because of your payback period or payment rate. Loans have to be different to service these needs.

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Nuclear Power is Clean, Safe, and Reliable… But Can It Be Competitive?

Strategy Driven

StrategyDriven experience reveals many of these cost reductions to be implementable within 180 days and to possess similar payback periods. The document highlights 29 initiatives to reduce costs in the areas of Human Capital Management, Information Technology, Supply Chain / Inventory Management, and Oversight.

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Walmart Broadens ROI for Green Power

Harvard Business Review

I've followed the greening of the retail giant fairly closely for years, so I wasn't expecting a lot of new information from Bedore, Walmart's Senior Director of Business Strategy and Sustainability. The actual cash payback periods are getting shorter, but they rarely meet the typical 2-year (or so) ROI required by most large companies.

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Why We Need to Update Financial Reporting for the Digital Era

Harvard Business Review

Business students have traditionally considered net present value, payback period, and hurdle rates as necessary tools to determine which project to select. Traditional companies therefore rely on two strategies. Both strategies, however, create cultural incompatibility within the organization.

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An Inside View of How LVMH Makes Luxury More Sustainable

Harvard Business Review

Charles Gibb, Belvedere’s CEO, says it made a strategic choice to invest in this project, even though it had a longer payback period than normal. The most innovative part of LVMH’s carbon strategy is the use of an internal carbon fund. As a result, Belvedere’s greenhouse gas emissions have dropped by 40%.

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Obama Gave a Monumental Climate Change Speech, But It's Still Not Enough

Harvard Business Review

Still, if you''re dependent on coal-powered energy — or your value chain is — it''s time to rethink your energy strategy and reconsider the payback periods on clean energy investments. Business will feel government action on many fronts.

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Accelerating Customer Adoption at the Bottom of the Pyramid

Harvard Business Review

These strategies may sound familiar, but implementing them effectively at the BoP requires distinct tactics. For example, the drip irrigation we sell has an average six-month payback period. They engage trusted, local influencers to build credibility. They encourage viral marketing through early adopters.