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Disruptive Business Models | N2Growth Blog

N2Growth Blog

So, in today’s post I’ll examine the power of disruption as a key business driver… Disruptive business models focus on creating, disintermediating, refining, reengineering or optimizing a product/service, role/function/practice, category, market, sector, or industry.

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The Solution to the Skills Gap Could Already Be Inside Your Company

Harvard Business Review

Is the developed world on the verge of a skills crisis? The challenge is obvious: the quickening pace of technological change has shrunk the shelf life of skills acquired by today’s university graduates to just a few years. CB: We’re in the middle of a “skills shift.”

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What Africa’s Banking Industry Needs to Do to Survive

Harvard Business Review

Technology has emerged as a competitive weapon in driving operational excellence and superior service quality. But banks cannot control the rules of engagement as they have in the past, since customers now have more choices and are more fragmented, and disintermediation by fintech is making it harder to earn fees. Data consolidation.

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How Smart Speakers Are Poised to Reinvent the Travel Industry

Harvard Business Review

Yet, more so than traditional travel providers, these companies face possible disintermediation by smart speakers, which will be capable of aggregating potential travel options on command. Over time, smart speakers will be less about the device and more about the technology that allows consumers to talk to any device.

Travel 9
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Reinvigorate a Disengaged Sales Force

Harvard Business Review

The issue facing most sales forces is not disintermediation. Selling skills are now even more important. Redesign processes with sales tasks, not the technology, in mind. What is true is that online options are realigning sales tasks. Consider the century-old practice of selling cars at dealers.

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The Best Salespeople Do What the Best Brands Do

Harvard Business Review

Digital commerce and disintermediation have caused many customers to question the importance of having a sales relationship at all. Over the years, many technology companies have developed the role of a technology evangelist or “chief evangelist.”

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Innovating the Toyota, and YouTube, Way

Harvard Business Review

In terms of people, processes and technologies, Toyota and Google's YouTube have little in common. Access to innovation resources and skills matter far more than money. Obviously, innovation investments shouldn't make it easier for suppliers to compete with or disintermediate their customers.