Harvard Business Review

FEBRUARY 5, 2016

The continent’s long-term potential remains attractive, but a company’s success in the current environment will depend on its strategy. Companies operating in SSA cannot ignore the country, even though it will suffer substantially from the impact of low oil prices on the currency and business activity.

GDP 8

GDP Politics Marketing Bottom-up 8

Harvard Business Review

JUNE 26, 2013

Only the largest of enterprises could afford the best technologies, and even for those with the largest bank accounts, IT strategies were limited to basics like CRM , ERP , or email. And given the complexities involved in building up competitive IT weaponry, businesses won by out-spending and out-resourcing their opponents.

Supply Chain 8

Supply Chain Competitive Advantage Information Technology How To 8

Harvard Business Review

MARCH 13, 2017

Companies wind up in trouble and squander the time, talent, and energy of their workforce when they lose focus, spend money on things that don’t make a difference to employees or the future of the business, and use operating models that are out of whack. reset the budgets. redesign the operating model. reset the budgets.

Zero Based Budgeting 12

Zero Based Budgeting Organization Budgeting How To 12

Harvard Business Review

NOVEMBER 17, 2017

For decades, we’ve often thought of leadership profiles in unique buckets—two popular varieties were the “visionaries”, who embrace strategy and think about amazing things to do, and the “operators”, who get stuff done. But rarely are budgets linked closely to the strategy.

Execution 15

Execution Strategy How To Budgeting 15

Harvard Business Review

MARCH 10, 2017

Connect your budget directly to your strategic priorities; if your budget doesn’t reflect your priorities, you have very little chance of executing your vision. In many companies, the investments you make in capabilities are hidden within an array of functional budgets. Second, rethink costs in terms of capabilities.

Cost 9

Cost How To Budgeting Strategic Planning 9

Harvard Business Review

DECEMBER 13, 2016

Capacity, not strategy, was determining which projects launched and when. Prioritization at a strategic and operational level is often the difference between success and failure. What is the best use of the organization’s existing and future financial and operational capacities? If not, it stalled or was killed.

Project 8

Project How To Objective Efficiency 8

Harvard Business Review

OCTOBER 10, 2018

Capitec gets many things right in terms of its strategy, including its market positioning, internal operations, and organizational culture. This does not just mean adding things to their company’s portfolio and value proposition; it also requires ceasing some of the old parts of the original strategy.

Banking 8

Banking Industry Bottom-up Resistance 8