The Horizons Tracker

MARCH 9, 2022

The users of cashless payment systems can benefit from this approach by virtue of lower interest rates as they generally have a lower risk of defaulting. Assessing credit risk. There are, of course, various concerns should payment firms become too big, as the risks of financial exclusion could rear their heads again.

Credit Scoring 102

Credit Scoring Credit Risk Banking Business Model 102

The Horizons Tracker

JUNE 2, 2020

It shows clear attempts to move exports away from EU markets to elsewhere in the world. The data showed that the smallest exporters were shifting up to 46% of their export growth from the EU to other markets since the referendum in 2016, with slightly larger firms shifting around 19% of their exports. Gravity defying. Tariff barriers.

Supply Chain 83

Supply Chain Hedge Credit Risk Bureaucracy 83

Skip Prichard

AUGUST 2, 2019

Technology change is speeding business up and providing an edge for disruptive innovators. And they are comfortable using rapid design cycles to prototype and test products/services in the market, rather than depending on traditional marketing analysis. How will AI impact the bulletproof approach?

Disaggregation 79

Disaggregation McKinsey Skills Gordon 79

Strategy Driven

MARCH 6, 2014

The borrower would then sell the discounted $970 post note on the money market, also paying a discount to the post note purchaser of say $30, receiving $940 in cash. The insurance company would repay the money market investor’s post note of $970, yielding a $30 profit for both the insurance company and the investor.

Insurance 52

Insurance Banking Crisis Discount 52

Harvard Business Review

SEPTEMBER 16, 2014

With larger volumes of data being used to analyze everything from the genome to traffic patterns and lunch choices, it is natural to ask whether big data can crack the code on small business credit risk. It is early days in the use of predictive modeling to reduce risk and create new markets for small business loans.

Credit Scoring 10

Credit Scoring Banking Dunning Metrics 10

Harvard Business Review

SEPTEMBER 16, 2014

With larger volumes of data being used to analyze everything from the genome to traffic patterns and lunch choices, it is natural to ask whether big data can crack the code on small business credit risk. It is early days in the use of predictive modeling to reduce risk and create new markets for small business loans.

Credit Scoring 8

Credit Scoring Banking Dunning Metrics 8

Harvard Business Review

FEBRUARY 9, 2016

Identify opportunities for innovation. Innovation continues to be a source of promise for Big Data. The speed and agility it permits lend themselves to discovery environments such as life sciences R&D and target marketing activities within financial services. Prepare for cultural and business change.

Chief Financial Officer 8

Chief Financial Officer Chief Information Officer Agility Metrics 8