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How Cashless Payments Affect Our Credit Worthiness

The Horizons Tracker

Traditionally, lenders use a range of criteria to assess our credit risk, but the new wave of fintechs entering the market tend to rely more on alternative data that goes beyond your credit score. The post How Cashless Payments Affect Our Credit Worthiness first appeared on The Horizons Tracker.

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How to Start Your Own Business Online

Strategy Driven

Social media platforms like Instagram and Facebook are great mediums to leverage the audience and reach out to more people at the same time. Cross-marketing with established brands can help a great deal in navigating consumers towards your business and its offerings. Improve the credit score of the business.

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3 Ways To Successfully Attain Any Goal In Life.

Rich Gee Group

home about rich our team news our fans services executive coach business coach speaking inspire media knowledge books affiliates contact Rich Gee Group 203.500.2421 3 Ways To Successfully Attain Any Goal In Life. Ensure your credit score remains high to garner the best interest rate deal. Why does that happen? Unported License.

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How to Start a Used Car Business

Strategy Driven

To run a successful business, you also need to get to grips with marketing strategy, techniques and advertising standards you need to comply with. Your personal credit score and history will be considered when you apply, so make sure everything is in a positive state before you do. Devise a Marketing Strategy.

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Use Data to Fix the Small Business Lending Gap

Harvard Business Review

Today, community banks are being consolidated and larger banks are relying more and more on data-driven credit scoring to make small business loans—if they are making them at all. My recent Harvard Business School Working Paper on small business credit explores new technology-driven entrants in the world of small business lending.

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Use Data to Fix the Small Business Lending Gap

Harvard Business Review

Today, community banks are being consolidated and larger banks are relying more and more on data-driven credit scoring to make small business loans—if they are making them at all. However, all these online models depend on developing accurate new predictive models of credit assessment, often using new sources of data.

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Does Bigger Data Lead to Better Decisions?

Harvard Business Review

But marketers are only now connecting data from loyalty programs in physical stores with data not only about how the same customers behave on the company’s website, but also how the same or similar customers anywhere in the world behave on other websites – ranging from news sites to car sites to movies sites – all tracked using cookies.