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How Cashless Payments Affect Our Credit Worthiness

The Horizons Tracker

Assessing credit risk. Traditionally, lenders use a range of criteria to assess our credit risk, but the new wave of fintechs entering the market tend to rely more on alternative data that goes beyond your credit score. Verifiable records.

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How to Start Your Own Business Online

Strategy Driven

Invest the time in creating a powerful and appealing website. Cross-marketing with established brands can help a great deal in navigating consumers towards your business and its offerings. Improve the credit score of the business. Have collaterals in place.

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Is Taking a Small Business Loan Worth It?

Strategy Driven

We all know that the commercial real estate market always remains bullish and it’s not easy to get the required space at the desired location with your existing purchasing power. With a Low Credit Score. Low credit score makes it less lucrative for lenders to offer loan offers.

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3 Ways To Successfully Attain Any Goal In Life.

Rich Gee Group

Ensure your credit score remains high to garner the best interest rate deal. recent posts 3 Tips To Take More Powerful Notes During Meetings. Ensure that no unplanned emergencies arise to deplete the Z4 funding machine. Find a profitable ‘holding area’ for the funds saved that will deliver the best interest.

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Use Data to Fix the Small Business Lending Gap

Harvard Business Review

Today, community banks are being consolidated and larger banks are relying more and more on data-driven credit scoring to make small business loans—if they are making them at all. My recent Harvard Business School Working Paper on small business credit explores new technology-driven entrants in the world of small business lending.

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Use Data to Fix the Small Business Lending Gap

Harvard Business Review

Today, community banks are being consolidated and larger banks are relying more and more on data-driven credit scoring to make small business loans—if they are making them at all. However, all these online models depend on developing accurate new predictive models of credit assessment, often using new sources of data.

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Common Financial Mistakes Small Businesses Make and How to Avoid Them

Strategy Driven

It can also be hampered by market conditions, pandemics, recessions or even natural calamities. These influences can have a solid impact on the working of your business as consumer spending habits change, and the cost of commodities increases or decreases depending on market conditions.

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