The Horizons Tracker

DECEMBER 22, 2022

“If you can think back to a time when banks had branches with local managers, it has been very well-documented that they are much better at assessing credit risks than people back in head office, for example,” the authors explain.

Motivation 95

Motivation Power Delegation Credit Risk 95

The Horizons Tracker

JUNE 2, 2020

The very act of diversifying trade patterns itself does not come without any risk, as transport costs are likely to grow, and companies are forced to operate in unfamiliar markets with unfamiliar bureaucracy. Add in currency and credit risks, and it’s by no means an easy pivot to make. ”

Supply Chain 83

Supply Chain Hedge Credit Risk Bureaucracy 83

Skip Prichard

AUGUST 2, 2019

Technology change is speeding business up and providing an edge for disruptive innovators. It used to be that you could learn the core skills for a career in college and graduate school – think management, accounting, law – and then apply it over forty years. What do leadership teams most struggle with in the new environment?

Disaggregation 79

Disaggregation McKinsey Skills Gordon 79

Strategy Driven

MARCH 6, 2014

Most of these “affordable” loans were in fact sub-prime, “for persons with blemished or limited credit histories,” and “carry a higher rate of interest than prime loans to compensate for increased credit risk,” according to HUD.gov. But was it a new financial world?

Insurance 52

Insurance Banking Crisis Discount 52

Harvard Business Review

MARCH 31, 2017

There is a tendency with any new technology to believe that it requires new management approaches, new organizational structures, and entirely new personnel. Ash Gupta is President of Global Credit Risk and Information Management at American Express, and Guy Peri is Chief Data Officer and Vice President of Information Technology at P&G.

Supply Chain 8

Supply Chain Technology System Early Adopters 8

Harvard Business Review

FEBRUARY 9, 2016

Identify opportunities for innovation. Innovation continues to be a source of promise for Big Data. Success stories of Big-Data-enabled innovation remain relatively few at this stage. But funding won’t be enough; innovating with Big Data will require boldness and imagination as well.

Chief Financial Officer 8

Chief Financial Officer Chief Information Officer Agility Metrics 8

Harvard Business Review

OCTOBER 23, 2014

Think of the colleges that are increasingly able to identify students at risk of dropping out and intervene before they do. Or lenders’ enhanced abilities to gauge credit risk. Medtronic is using big data and advanced analytics to drive their approach to patient and physician support and manage supply chains.

Health Care 8

Health Care Pharmaceuticals Information Technology Supply Chain 8