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101 Things I Learned in Business School

Leading Blog

Moral hazards can result from a positive feedback loop: for example, a lender insured by the government against loan default may make very risky, high-interest loans to uncreditworthy customers because it will do no worse than break even, and may realize a very high rate of return.

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Most Industries Are Nowhere Close to Realizing the Potential of Analytics

Harvard Business Review

Harnessing the power of machine learning and other technologies. An examination of the telecom industry , for example, shows that the analytics leaders have posted three to five times higher returns on their big data investment than the typical telecom company. Sponsored by SAS.

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How to Give a Robot a Job Review

Harvard Business Review

Intelligent technologies are increasingly delivering greater value for less money. Microsoft’s recent Tay debacle is a perfect example of what happens when you don’t take machine learning “training” seriously enough. They learn fast, work hard, and certainly complain less.

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How Facebook Uses Empathy to Keep User Data Safe

Harvard Business Review

But effective security is driven as much by people as it is by technology. The ways those people interact with technology and each other can completely change the effectiveness of your security strategy. Online security often focuses on technical details — software, hardware, vulnerabilities, and the like.

Tools 8
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Should Companies Retain "Strategic" Cash?

Harvard Business Review

high technology or pharmaceutical) that are investing in projects with uncertain long-range payoffs. Strategic cash provides protection against downsides (such as disruptive technologies, economic recessions, and market turmoil) and also offers the opportunity to capture upsides. Allow for Greater Responsiveness to Future Events.

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How the Next Generation Is Approaching Society’s Biggest Problems

Harvard Business Review

Wendy Kopp, who founded Teach For America , and Linda Rottenberg, who founded Endeavor are just two well-known examples. Second, changes in technology have dramatically lowered the cost of experimentation and create unprecedented transparency into problems, solutions, and results. Second, technology made Khan Academy possible.

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The Disruption of Venture Capital

Harvard Business Review

Large pools of capital have been funding risky ventures since antiquity (for example, when the wealthy Marcus Crassus backed an upstart Roman general named Julius Caesar). Bill Ackman's hedge fund Pershing Square, for example, has $9 billion in assets under management and fewer than ten investment professionals.