Harvard Business Review

MAY 15, 2013

The next time we hear about a bank or insurance company''s "green program" — like using energy efficient light bulbs or operating out of a LEED Platinum building — we''ll either scream or throw up. Don''t get us wrong. Yes, financial institutions should be environmentally responsible in their own operations.

Banking 8

Banking Licensing Finance Insurance 8

Harvard Business Review

AUGUST 3, 2017

So Morgan Stanley’s wealth management business unit has been working for several years on a “next best action” system that FAs could use to make their advice both more efficient and more effective. The second aspect of the system is to provide operational alerts.

System 8

System Short-term Industry Advice 8

Harvard Business Review

FEBRUARY 28, 2017

The third innovation was called the “smart contract,” embodied in a second-generation blockchain system called ethereum, which built little computer programs directly into blockchain that allowed financial instruments, like loans or bonds, to be represented, rather than only the cash-like tokens of the bitcoin.

Disaggregation 8

Disaggregation Supply Chain Banking Innovation 8

Harvard Business Review

OCTOBER 20, 2014

There is mounting evidence that buybacks bear substantial blame for the extreme concentration of income at the very top and the disappearance of middle-class jobs in the United States over the past quarter century — a topic I discussed in a recent Harvard Business Review article. From 1986 through 1993, during the Sculley era, Apple spent $1.8

Innovation 8

Innovation EPS Incentives Supply Chain 8

Harvard Business Review

DECEMBER 5, 2016

Several organizations for whom we had worked or had researched used a technique we call “innovation communities” to structure strategic conversations so that they’re both efficient and effective. Community members consciously forged new and strong bonds of comradery, commitment, and common purpose.

Library 8

Library Strategy Reference Bottom-up 8

Harvard Business Review

SEPTEMBER 5, 2016

And providers want the flexibility to deliver outcomes in the best, most innovative, and most efficient way possible without being micromanaged by the customer. As a result, some governments and private foundations have introduced social impact bonds to provide the necessary working capital. Making PbR Work.

Incentives 8

Incentives Health Care Education Insurance 8

Harvard Business Review

SEPTEMBER 16, 2014

The other extreme is, “I have no intentions but look I’ve created jobs, ex post ,” and that is the post-rationalization of an economics-only business model. To us, the key about intentionality is that it must focus on a business model, a business plan upfront, with both economic and social impact.

Insurance 8

Insurance Bond Hedge Bottom-up 8

Harvard Business Review

MAY 14, 2015

The company’s executives said that to help finance the plan, McDonald’s would increase refranchising (turning company-owned restaurants into franchises), take on more debt (even at the risk of lowering its bond rating ), and find $300 million to cut in general and administrative expenses. ’ ” The losers.

Price 8

Price Franchising Short-term CFO 8

Harvard Business Review

MARCH 1, 2017

Money, equities, bonds, titles, deeds, contracts, and virtually all other kinds of assets can be moved and stored securely, privately, and from peer to peer, because trust is established not by powerful intermediaries like banks and governments, but by network consensus, cryptography, collaboration, and clever code.

Finance 8

Finance IPO Banking Venture Capitalist 8

Harvard Business Review

FEBRUARY 22, 2012

While social stuff is often associated with marketing or customer service, social can affect every part of the business model , including how we organize. Nimbleness model #2: Customer service outside the perimeter. But there are also implications for organizational design and talent management for firms of all sizes.

Participative 14

Participative Decentralization Globalization Cost Center 14

Harvard Business Review

DECEMBER 19, 2014

Second, a new coalition representing many of the world’s largest companies launched in September under the name We Mean Business and issued its own powerful study , offering substantial evidence of the direct business value of investing in low-carbon tech and energy efficiency. utility sector. Financing the clean economy.

Chemicals 9

Chemicals Short-term Energy Report 9

Harvard Business Review

DECEMBER 8, 2016

The project—Park 007—was a James Bond–themed amusement park with artificial ski slopes, cliffs for bungee jumping, roller-coaster rides, indoor water sports, casinos, cinemas, and two five-star hotels. Rogier has too, which is why, frankly, his position on this stuns me.” Decentralization is the norm in this industry.

Case Study 8

Case Study Decentralization CFO Construction 8