Strategy Driven

MARCH 23, 2020

Wondering how to get started? If you have to borrow money to have the latest iPhone or bag in the market, you run the risk of failing at your financial goals. You are looking at increased interest rates, late payment fees, and credit damages. Remember, a bad credit score is a nightmare to your financial plans.

Strategy 75

Strategy Credit Scoring Finance Budgeting 75

Strategy Driven

NOVEMBER 21, 2018

Well, if you can’t look after your own money, how are going to be able to look after a business’s or even another person’s? To learn how to look after your own money, you should establish some personal financial goals. Something else that you should do on a personal level is to know what your credit score is.

Entrepreneur 51

Entrepreneur Management Tips Credit Scoring 51

Strategy Driven

APRIL 17, 2023

It can also be hampered by market conditions, pandemics, recessions or even natural calamities. These influences can have a solid impact on the working of your business as consumer spending habits change, and the cost of commodities increases or decreases depending on market conditions.

Finance 101

Finance Budgeting How To Credit Scoring 101

Strategy Driven

OCTOBER 28, 2021

Keep money set aside for opening new premises, buying new stock, and marketing to new clients. Cover debts and protect your business credit – Proper management of your cash receipts means you’ll always be able to pay your debts and suppliers on time. Why Is Cash Flow Important to a Small Business?

Management 113

Management Banking Credit Scoring Discount 113

Harvard Business Review

SEPTEMBER 22, 2014

For example, developing a credit scoring model using data of past defaults and then testing the model on that same data is an exercise in circularity: you’re predicting what you’ve explained already. So make sure that your analysts apply the model to fresh data in new contexts.

Credit Scoring 10

Credit Scoring Price Market Segmentation How To 10

Harvard Business Review

APRIL 26, 2017

The marketing, underwriting, and servicing of SME loans have largely taken a backseat. Recent analysis by Bain and SAP found that only 7% of bank credit products could be handled digitally from end to end. They estimate that online lenders will constitute nearly a fifth of the total SME lending market by then.

Banking 11

Banking Stage-Gate Credit Scoring Competitive Advantage 11

Harvard Business Review

SEPTEMBER 22, 2014

For example, developing a credit scoring model using data of past defaults and then testing the model on that same data is an exercise in circularity: you’re predicting what you’ve explained already. Developing and applying predictive analytics requires a delicate balance between art and science.

Credit Scoring 8

Credit Scoring Price Market Segmentation How To 8

Harvard Business Review

OCTOBER 21, 2013

But marketers are only now connecting data from loyalty programs in physical stores with data not only about how the same customers behave on the company’s website, but also how the same or similar customers anywhere in the world behave on other websites – ranging from news sites to car sites to movies sites – all tracked using cookies.

Credit Scoring 11

Credit Scoring Diversity Retail Media 11

Strategy Driven

APRIL 11, 2018

Learn How To Negotiate With Vendors. Find Ways To Save On Your Marketing. Marketing is one of the most expensive things that a business will spend money on. Find ways to save on your marketing and you’ll have more money to your name. Going to a cheaper marketing company may mean losing your results entirely.

Outsourcing 52

Outsourcing Energy Software Credit Scoring 52

Harvard Business Review

AUGUST 10, 2018

ADP, a leading provider of payroll capabilities, allows customers to use its DataCloud tool to compare themselves to other firms not only how much employees are paid, but also metrics like their average job tenure, attrition rates, how much they invest in retirement accounts, and at what age they retire.

Benchmarking 8

Benchmarking Software B2B GAAP 8