Harvard Business Review

OCTOBER 13, 2011

Bank marketing materials focus on the dreams, anxieties and goals of consumers. Most audits and regulations of banks are focused on certifying the integrity of data and controls. The truly critical issue, though, is the integrity of banks' assumptions about consumer behavior.

Banking 10

Banking Pharmaceuticals Microfinance Risk Management 10

Harvard Business Review

APRIL 4, 2012

In low-income countries, according to World Bank data in a recent paper by the consultancy Dalberg, 43% of businesses with between 20 and 99 employees say that access to finance is a major constraint. The White House has called this gap between the demand and supply of finance for small and medium enterprises a "market failure.[and]

Entrepreneur 14

Entrepreneur Globalization Microfinance Finance 14

N2Growth Blog

DECEMBER 22, 2010

However when a situation can be seen through the lens of difference, and a position is simply a matter of opinion not a totalitarian statement of fact, then cooperation and compromise is possible. The concepts of "serve and care" pack more deposits into the bank of trust and credibility than anything else.

Blog 419

Blog Gordon Follow-up Open-book 419

Harvard Business Review

AUGUST 30, 2018

In India, where the number of digital payments is growing over 30% annually , the central bank has ruled that digital payment enablers must ensure that all payments data be stored only on servers within India. India’s finance ministry has proposed such an approach to the central bank.

Supply Chain 9

Supply Chain Globalization GAAP Policies 9

Harvard Business Review

MARCH 6, 2018

We have seen that redesign in Kenya, where MPESA, a mobile money solution , has emerged as the most important banking institution without a bank license. Across the region, banks are closing branches but expanding their digital channels as customers increasingly move online. Even in agriculture, digital technology is working.

Globalization 8

Globalization Banking Entrepreneur Technology 8

Harvard Business Review

OCTOBER 18, 2016

On average, common ownership concentration has almost doubled in the last 20 years in the construction, manufacturing, finance, and services sectors. They may choose it for other reasons, for example, to encourage cooperation or innovation. It has resulted in higher prices in the airline and banking industries.

CEO 8

CEO Asset Management Cooper Industry 8

Harvard Business Review

OCTOBER 3, 2014

Of all the generations alive today, millennials are the most willing to trade financial return for greater social impact, according to “ Millennials and Money ,” a 2014 study from Merrill Lynch’s Private Banking and Investment Group. Third, growing impact investing will take collaboration and cooperation.

Commitment 9

Commitment Banking Class Entrepreneur 9

Harvard Business Review

APRIL 18, 2012

The choice of who will lead the World Bank has been made. Earlier this week, on April 16, the US nominee Jim Yong Kim was selected over Nigerian Finance Minister Ngozi Okonjo-Iweala and former Colombian Finance Minister Jose Antonio Ocampo. And apparently not in the fight over leadership of the World Bank.

Globalization 11

Globalization Banking Restructuring Politics 11

Harvard Business Review

NOVEMBER 21, 2011

As the latest polls show, the clear majority of Greeks agree on the appointment as Prime Minister of Lucas Papademos , a former Vice President of the European Central Bank, highly regarded in Europe and in the US, and approve of the coalition between the two leading and one smaller parties to support his government.

Crisis 14

Crisis GDP Consensus Politics 14

Harvard Business Review

DECEMBER 4, 2018

That’s why P&G has been restructuring for 20 years “ without much to show for it ,” according to one former finance manager. By March 2016, Chinese smartphone maker Xiaomi had invested in some 55 startups, generating products from power banks to air purifiers.

Brand 11

Brand Retail Incubator Merchandising 11

Harvard Business Review

JUNE 8, 2018

Additionally, Grameen, the bank founded by Muhammad Yunus that had pioneered microfinance, issued a literature review in 2010 of the most thoroughly conducted randomized controlled trials at the time. The Working World, which provides loans to worker-owned cooperatives in the U.S.

Microfinance 8

Microfinance IPO Real Estate Industry 8

Harvard Business Review

MARCH 20, 2013

It endeavors to stimulate cooperation across divisions (by repeatedly shouting really loudly that this should happen), sets up corporate shared services (which invariably are seen as a mere cost and nuisance by its divisional heads), and gives a lot of lip service to creating "cross-divisional synergies.".

Strategy 8

Strategy P&L Engineering Cooper 8

Harvard Business Review

AUGUST 22, 2016

Recent problems in Kenya’s banking sector have rekindled the necessity for regulators to push for tougher auditing reforms as well. To reduce the insurance premiums, traded companies must cooperate and engage better with auditors. From Nigeria to South Africa , retail investors are still below pre-Great Recession levels.

Insurance 8

Insurance Incentives Quality Marketing 8

Harvard Business Review

MARCH 26, 2015

But the advent of Big Data, sophisticated modeling techniques, and robust algorithms are opening a door to cooperation and opportunities that have never been possible before. those without bank accounts), by adopting the more dynamic “customer life cycle” view. The finance team brought its scenario modeling tools to bear.

Credit Scoring 8

Credit Scoring Risk Management Finance Marketing 8

Harvard Business Review

DECEMBER 20, 2010

Looking forward toward the next decade and beyond, we are seeing countries increasingly prize sovereignty over multilateralism, national interests over international cooperation, and local constituencies over global populations. The Tea Party movement is a protest against big business and banking as big government.

Globalization 15

Globalization Class Consensus Outsourcing 15

Harvard Business Review

MAY 24, 2012

What got Europe into its current mess was pretty much the same thing that slammed the US economy: a real estate bubble financed by profligate private banks. And the resulting economic slowdown and rise in unemployment — along with bank bailouts — were the causes of exploding government debt.

Real Estate 10

Real Estate Banking Politics Crisis 10

Harvard Business Review

DECEMBER 3, 2015

Consider all the member-owned cooperatives. alone, with 320 million people, has 350 million cooperative memberships. In a healthy society, each of the three sectors cooperates with the other two while helping to keep them in check. Some are owned by members, others by no-one. When one sector dominates, society suffers.

Cooper 8

Cooper Politics Globalization Health Care 8

Harvard Business Review

JULY 24, 2018

cooperation on global trade will be compromised for some time if the tariffs go into effect. SOEs receive preferential access to land, finance, telecom, hydrocarbons, and electricity. ” These subsidies build on years of Chinese state support for foundational industries like banks, oil, utilities, telecom, and construction.

GDP 8

GDP Policies Supply Chain Cooper 8