Harvard Business Review

MARCH 26, 2014

As Bitcoin entrepreneur and Circle founder Jeremy Allaire — whose company this morning announced another $17 million in venture capital financing — explained at a panel I moderated Monday at Harvard Business School, there is an appropriate role for regulators to play in ensuring consumer protection. When companies like Mt.

Entrepreneur 8

Entrepreneur Decentralization Banking Compliance 8

Harvard Business Review

OCTOBER 19, 2016

Banks have developed smartphone apps to enable instant deposits and other forms of self-service—both delighting customers and also allowing branch staff to concentrate less on routine transactions and more on providing the higher-touch personal services their best customers value.

Loyalty 8

Loyalty Decentralization Sample Banking 8

Harvard Business Review

MAY 31, 2018

billion of India’s citizens to voting, banking, government assistance, healthcare, recordkeeping, and more. Manage people effectively through decentralized teams across organizations. Cross-sector partnerships thrive through a network of decentralized leaders and managers who operate independent programs or organizations.

Company 10

Company Decentralization Long-term Operations 10

Harvard Business Review

APRIL 28, 2015

Consider those street vendors selling Econet airtime, or the small vendors who make up the agent network at the heart of Kenya’s most profitable bank, Equity Bank. They reflect a decentralized, de-institutionalized commercial structure that’s now clearly part of the US economy (think of food trucks or Uber).

Marketing 8

Marketing Career Wireless Decentralization 8

Harvard Business Review

MARCH 22, 2016

However, overspending is often the result of decentralized and siloed decision making over the utility budget. For example, the finance department approves what to buy, facilities maintains equipment, HR tells employees how to conserve energy, and marketing manages the company’s corporate sustainability reporting.

Company 8

Company Management CIO Energy 8

Harvard Business Review

DECEMBER 15, 2017

In one illustration of these difficulties, consider that India currently ranks 100 out of 190 countries in the World Bank’s Ease of Doing Business rankings, 22 places behind China, 39 places behind Indonesia, and just nine places above Papua New Guinea. This data is publicly available on each state’s website.

Strategy 8

Strategy Operations Policies Environment 8

Harvard Business Review

APRIL 16, 2018

When Sloan became president of GM in 1923, he put in place planning and strategy, measurements, and most importantly, the principles of decentralization.” Sloan kept the corporate staff small and focused on policy making, corporate finance, and planning. He had each of the divisions start systematic strategic planning.

Transportation 8

Transportation Automotive Brand Engineering 8

Harvard Business Review

APRIL 10, 2012

Let banks charge much more than 5% interest, and they will lend to "prodigals and projectors," precipitating bubbles and crashes. How could decentralized trading move markets to equilibrium if there is only one good? He mentioned it only once in the book, while he repeatedly noted situations where "natural liberty" does not work.

Crisis 19

Crisis Decentralization Marketing Engineering 19

Harvard Business Review

FEBRUARY 15, 2016

It’s very competitive, very decentralized. economy, you’re talking about finance, you’re talking about IT — Apple and Facebook and others. The obvious losers are producers and the banks. We were high-priced just a year or two ago, but the fracking industry changed that. Who’s missing?

Price 8

Price Energy Constraint Marketing 8

Harvard Business Review

MARCH 2, 2017

Visa and MasterCard are both exploring uses for similar technology to improve the way they process payments, while Ripple is lowering the cost of transactions between banks and other financial institutions through its global settlement network. But the practical applications for blockchain technology go way beyond financial assets.

Finance 8

Finance Supply Chain Decentralization Maturity 8

Harvard Business Review

MARCH 16, 2017

On a website, in a nightclub, at an airport, or in front of a bank counter, everyone wants us to prove that we are who we say we are. Ninety percent of businesses responding to the International Chamber of Commerce’s 2016 Global Survey on Trade Finance pointed to anti-money laundering as the most significant impediment to trade.

Document 11

Document Decentralization Banking Insurance 11

Harvard Business Review

DECEMBER 8, 2016

They’d met at university, and although Derek had gone on to graduate school and a career in banking, while Rogier had joined his family construction business and then founded Contect, they’d never lost touch. But the decentralization debate was different. The two men went way back. Now Vera was getting worked up.

Case Study 8

Case Study Decentralization CFO Construction 8

Harvard Business Review

NOVEMBER 20, 2015

One result is that they keep their cards close to their chests about what they are looking for (at first), while expecting you to reveal everything – your finances, pricing, ownership, human resources, production processes, quality assurance, customer service procedures, KPIs, and existing customers.

Supply Chain 8

Supply Chain Collins Golden Handcuff Pharmaceuticals 8

Harvard Business Review

APRIL 20, 2017

has a more developed system of equity finance than the countries of Europe, including angel investors willing to finance startups and a very active venture capital market that helps finance the growth of those firms. A decentralized political system in which states compete. World-class research universities.

Decentralization 15

Decentralization GDP Finance Incentives 15

Harvard Business Review

MARCH 1, 2017

Money, equities, bonds, titles, deeds, contracts, and virtually all other kinds of assets can be moved and stored securely, privately, and from peer to peer, because trust is established not by powerful intermediaries like banks and governments, but by network consensus, cryptography, collaboration, and clever code. Insight Center.

Finance 8

Finance IPO Banking Venture Capitalist 8