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Innovating The Brick-and-Mortar Injustice Infrastructure

Mills Scofield

In a world filled with Pay-Day lenders that ruin lives, CGF is starting to making a difference by innovating the basic business model.

Making Microfinance More Effective

Harvard Business Review

We recently conducted a literature review of rigorous academic studies of financial service innovations among the very poor to find out what services and products would unlock the most value for those at the bottom of the pyramid. And third, digital platforms can facilitate innovation in product and service design. For the 2.5

Learning from Microfinance's Woes

Harvard Business Review

A few weeks ago, I attended a lecture about microfinance, and got sucker-punched. Expecting to hear a litany of pros and cons about the business, and an exploration of good and bad models, I was instead greeted with a knockout punch: Microfinance doesn't work, at least not in the way we think it does. Nonprofit microfinance ANDE

Under Fire, Microfinance Faces Falling Out of Favor

Harvard Business Review

Microfinance has come under fire in the past 18 months, triggered in part by SKS Microfinance's IPO. Critics complain that the institutions supporting microfinance have become too greedy, and many are using this as an argument to deeply regulate or, even more, cut support to microfinance operations. I hope not.

The Innovation Mindset in Action: Shantha Ragunathan

Harvard Business Review

Although she was poor in resources, she possessed the innovation mindset shared by many game changers: they see and act on opportunities , use "and" thinking to resolve tough dilemmas and break through compromises, and employ their resourcefulness to power through obstacles. India Innovation At six, Shantha lost her parents. When Ms.

Can Technology End Poverty?

Harvard Business Review

That's easier said than done in a world where most product innovations are geared toward the rich. million users. Social enterprise Technology

Can Technology End Poverty?

Harvard Business Review

That's easier said than done in a world where most product innovations are geared toward the rich. million users.

3 Things Driving Entrepreneurial Growth in Africa

Harvard Business Review

Fatigue may be setting in for some Western investors’ interest in African innovation, particularly those that have yet to reap rewards to brag about. Innovation in Distribution. Why the downbeat mood? Another reason is that investors are myopically infatuated with snazzy technology. Top of the Pyramid. Factors of Production.

The 3 Preconditions for an Entrepreneurial Society

Harvard Business Review

And if you need access to money, crowdfunding platforms and microfinance options make that easier than ever. Consider our means first.

Entrepreneurship Needs to Be a Bigger Part of U.S. Foreign Aid

Harvard Business Review

Here are two surprising facts. First, the average American estimates that over 25% of the U.S. federal budget goes to foreign aid. That is wildly off.

Scaling Up Without Losing Your Edge

Harvard Business Review

Not if it also builds in a capacity for innovation and quick response — that is, pilot, perfect, scale up. It moves. Ruthlessly efficient?

How Social Entrepreneurs Can Have the Most Impact

Harvard Business Review

Or consider Kwabena Darko of Ghana, who helped found that country’s microfinance sector by forging a collaboration between global NGO Opportunity International , his national startup Sinapi Aba , and a myriad of village- and town-based trust groups. Social enterprise in the U.S. is a fast-growing, but fragmented, movement. In the broader U.S.

It's Not All About Growth for Social Enterprises

Harvard Business Review

This innovation has impact. Helping decision-makers and their organizations co-implement the proven innovations. But, so what? Maybe.

Servant Leadership Observer ? November 2010

Modern Servant Leader

Peer-to-Peer Microfinance: A Sustainable Solution to Poverty. Innovation. Twitter. LINKEDIN. Leadership. Technology. Resources. Other.

Entrepreneurs: You're More Important Than Your Business Plan

Harvard Business Review

Here are our four rules we use to evaluate the underlying business concept: Innovation. "Would you take a look at my business plan?".

Funders Can Give More than Money

Harvard Business Review

When presented with a surprising idea, smart organizations will bravely listen, because what comes next might just be game-changing innovation. Six years ago, David and Donna Allman approached Opportunity with an idea that fell outside our traditional microfinance model: to build a Community Economic Development (CED) program in Nicaragua.

Global Entrepreneurs Need New Funding Models

Harvard Business Review

Yet new breeds of solutions are emerging, with private and public players joining hands to find innovative answers. Standing before a brown swathe of land cut up into rectangular ditches for a World Bank-funded project just outside Liberia's capital city of Monrovia, George Howard is a beneficiary of one such innovation.

President Obama Can Make Start-Up America Succeed

Harvard Business Review

Encourage financial entrepreneurship and innovation. We don't innovate in entrepreneurial finance enough in the U.S.: Bravo President.

It Takes a Village to Raise an Entrepreneur

Harvard Business Review

Social entrepreneurship has evolved a great deal since the late 1980s, when pioneers like City Year 's Alan Khazei and Teach for America 's Wendy Kopp took great risks to prove that innovative organizations could produce transformative social change. Take, for example, the issue of economic development. Social enterprise

Using Games to Get a Handle on Bank Risk

Harvard Business Review

Financial institutions must find innovative ways to understand their consumers' aspirations and actual behavior. Popular games also tend to spawn communities who share information and strategies about how to overcome hurdles, suggesting that peer to peer education is also possible (this has been seen in microfinance).