Harvard Business Review

SEPTEMBER 4, 2013

That''s 224 million women impacting the global economy — and this survey counts only 67 of the 188 countries recognized by the World Bank. Innovation : When defining innovation as "offering products that are new to some or all customers" in some regions — including the U.S. And in the U.S., more than half of the 9.72

Globalization 13

Globalization Entrepreneur Banking Supply Chain 13

Harvard Business Review

NOVEMBER 23, 2016

First, small businesses tend to be more productive than larger ones and may be especially unlikely to invest in risk management that diverts resources from production. Firms applied for credit to finance recovery. Challenge risk financing conventions. Businesses likely need new forms of risk financing.

Insurance 8

Insurance Risk Management Finance Supply Chain 8

Harvard Business Review

FEBRUARY 15, 2017

You don’t need to break the bank to offer attractive extras. And with only 1%–2% of companies currently using an unlimited time-off policy, according to the Society for Human Resource Management (SHRM) , it’s clearly a benefit that can make companies more attractive.

Insurance 15

Insurance Policies Survey Bond 15

Harvard Business Review

MARCH 16, 2011

Especially when a majority of your clients are women, it makes sense for women's voices to contribute to the next generation of products you will offer. For example, at Kenya Women Finance Trust , we were intrigued to hear about the "marriage counseling" its human resources department offers to the newlyweds among its women employees.

Microfinance 14

Microfinance Diversity Banking Trends 14

Harvard Business Review

JUNE 8, 2018

Since then, we interviewed several chief financial officers (CFOs) of leading technology companies and senior analysts of investment banks who follow technology companies. This notion, that risk is a desirable feature, can seem like sacrilege to anyone who’s taken an introductory finance course.

Report 8

Report GAAP Net Present Value CFO 8

Harvard Business Review

DECEMBER 13, 2013

Professionals from the banking, finance, investing, and accounting worlds. Hundreds of millions of additional dollars are being spent on professional services, ancillary products and other offerings. And more are joining every day. Interior design specialists, journalists, and healthcare veterans.

Industry 10

Industry Retail Banking Brand 10

Harvard Business Review

AUGUST 5, 2014

That shift has created an increasingly commoditized product and service environment. Digital has removed barriers across sectors, even in old-line businesses known for “sticky” products, such as telecom and insurance. That’s a major missed opportunity according to Ian Ewart, Head of Products, Services & Marketing at Coutts. “I

P&L 11

P&L Banking Marketing Call Center 11

Harvard Business Review

AUGUST 16, 2013

I''m often struck by how many articles exclusively focus on new or emerging technology and their productivity or efficiency effects. Note that the high-profile C-suite executives at firms like Borders, Jessops, and Bank of New England had large IT budgets, but no longer have a company to make more efficient today.).

Enterprise Architecture 8

Enterprise Architecture CIO Horizontal Integration Information Technology 8

Strategy Driven

MARCH 2, 2012

Distinctions must be drawn into three consulting categories (and percentages of their occurrence in the marketplace): Vendors sell products which were produced by others. Human resources management. Let the buyer beware. Consultants Are Not All Alike. Entrepreneurial, small business management. Academic, research.

Consultative 59

Consultative Short-term Budgeting Strategic Planning 59

Harvard Business Review

FEBRUARY 23, 2018

Michael Banks/Getty Images. Female managers are concentrated in fields that emphasize people-centered caring skills, while men are concentrated in fields dealing with production-centered skills. They are also vastly underrepresented as managers of general operations, computer information, industrial production, and transportation.

Management 10

Management Real Estate Human Resources Diversity 10

Harvard Business Review

JUNE 23, 2017

There’s a tendency to assume that the salesperson lost because their product was inferior in some way. However, in the majority of interviews buyers rank all the feature sets of the competing products as being roughly equal. For “price conscious” buyers, product price is a top decision-making factor.

Price 8

Price Health Care Committee Fashion 8

Harvard Business Review

NOVEMBER 20, 2015

One result is that they keep their cards close to their chests about what they are looking for (at first), while expecting you to reveal everything – your finances, pricing, ownership, human resources, production processes, quality assurance, customer service procedures, KPIs, and existing customers.

Supply Chain 8

Supply Chain Collins Golden Handcuff Pharmaceuticals 8

Harvard Business Review

OCTOBER 20, 2011

As the industrial revolution progressed, society was enjoying enormous benefits from mass production, which brought former luxuries within middle class reach. Just as electronic commerce would later sweep business, mass production came to one industry after another. Then banking regulations were imposed.

ROE 13

ROE Debt to Equity Ratio Innovation Incentives 13