Harvard Business Review

MARCH 1, 2018

A growing body of research says that insurers raise out-of-pocket costs in part to avoid sick enrollees. This is likely due to what economists call “ adverse selection ,” or the tendency of sicker, more expensive consumers to choose health insurance plans with more generous coverage.

Cost 8

Cost Insurance Incentives Policies 8

Harvard Business Review

DECEMBER 17, 2014

Eden McCallum, thus, manages to keep its overhead and other fixed costs at a minimum. Eden McCallum is growing swiftly, having opened an office in Amsterdam with further plans afoot to set up shop in New York City, while working with increasingly prestigious clients, including Pfizer, Shell, Philips, Danone, Barclays, and many others.

McCallum 12

McCallum Competitive Advantage McKinsey Consultative 12

Harvard Business Review

APRIL 19, 2011

Meanwhile, declines in revenue and escalating fixed costs for things like public employee pensions and health care are crippling our cities budgets. In Charlotte, a challenge grant developed a way to improve capital planning and yield lower interest rates and other cost savings.

Short-term 12

Short-term Budgeting Health Care Long-term 12

Harvard Business Review

SEPTEMBER 9, 2015

The essence of the phenomenon is the fact that each stage in the supply chain plans its capital projects and operations, including inventory levels, based on its future expectations. Companies should anticipate this trend and start developing “value pricing” and less expensive products.

Supply Chain 8

Supply Chain Retail Crisis Operations 8

Ask Atma

MAY 5, 2012

You have a great business idea but you are not sure how to develop it. Should you follow conventional wisdom and write-up a thirty-page business plan? I first encountered the idea of developing a one-page business model in 2007 when I came across the Osterwalder model on the web. Management 3.0 – a psychological shift.

Business Model 93

Business Model Ries Agility Entrepreneur 93

Harvard Business Review

OCTOBER 6, 2014

UK retail, like the rest of the developed world, is witnessing a few big long-term trends. The company plans to double the number of outlets in the UK to 1,000 by 2022, and it won’t stop there if Aldi Germany is any indication. Aldi UK sales grew from $6.3 billion to $8.6 The answer is simple – selling more.

Retail 10

Retail Merchandising Discount Price 10

Harvard Business Review

FEBRUARY 11, 2016

Google and Intel rely on experts in social science and biomechanics to develop transformative products by better understanding how people think about and use technology. Organizational Development Book. How well does the organization convert a plan or an initiative into well-defined, S.M.A.R.T. Adapted from. Agile Talent.

Agility 8

Agility Organization Resources Fixed Costs 8

Harvard Business Review

NOVEMBER 6, 2013

Working under a fixed-cost ceiling was, of course, difficult. We also developed an approach that put the Institute for Healthcare Improvement’s “ Triple Aim ” (improving the quality of the health care experience, improving the health of a population, and reducing per capita costs) at the heart of Scotland’s universal system.

Health Care 8

Health Care Constraint Budgeting Quality 8

Harvard Business Review

NOVEMBER 29, 2013

A fascinating business dynamic will unfold as health care providers in the United States shift from a reimbursement system that has historically paid for procedures performed to one that rewards population health — providing the total care of a community at a fixed cost and improving its members overall health.

Health Care 8

Health Care Committee Cost Operations 8

Harvard Business Review

AUGUST 11, 2011

Management has made promises to senior executives about what a project will achieve, and fixed costs have built up because they looked prudent in comparison to planned revenues. Clean Magic Eraser, were breakthrough hits, but they probably cost a good deal to develop.

Innovation 15

Innovation Fixed Costs Airlines Business Model 15

Harvard Business Review

FEBRUARY 22, 2011

As each of these companies expands its fixed-cost infrastructure, profits grow geometrically because the additional variable cost of adding each new user is near zero. Adding a profile on Facebook has little to no impact on Facebook's operating costs. Greater scale bestows greater competitive advantage.

CPA 15

CPA CPM Advertising Disintermediation 15

Harvard Business Review

JANUARY 5, 2017

Two developments bear noting. The media’s bias toward big events stems from three features of its economics: Fixed costs. The cost of covering a golf tournament doesn’t depend on whether Tiger Woods plays. Fixed costs have always been central to the economics of media. Where Does This Leave Us?

Media 10

Media Advertising Fixed Costs Content 10