Harvard Business Review

NOVEMBER 7, 2018

In recent years, much has been written about how the Blockchain is poised to transform traditional industries such as banking, real estate, and healthcare. Just as with other such platforms or marketplaces that connect users, the value of the decentralized network is a function of the users who choose to transact using the given protocol.

Cost 8

Cost Decentralization Finance Entrepreneur 8

Harvard Business Review

SEPTEMBER 16, 2015

Multinational corporations long have looked for growth opportunities in emerging markets. In 2014, according to the latest United Nations estimate, direct foreign investment (FDI) in emerging markets reached more than $700 billion — accounting for over half (56%) of all global FDI flows for the first time. Crime exacts a toll.

Marketing 8

Marketing Company Compliance Reputation 8

Harvard Business Review

AUGUST 28, 2018

The trick is, growth strategies have to fit the company’s current context, especially its brand promise and its target market. There it had become the market leader for e-commerce payment processing, but by 2015 it had some formidable rivals. market for e-commerce processing was saturated, went with the latter.

Productivity 8

Productivity Products Decentralization Resistance 8

Harvard Business Review

APRIL 10, 2012

After more than a century trying to prove the opposite, economic theorists investigating the matter finally concluded in the 1970s that there is no reason to believe markets are led, as if by an invisible hand, to an optimal equilibrium — or any equilibrium at all. An engineering analogy may help.

Crisis 19

Crisis Decentralization Marketing Engineering 19

Harvard Business Review

MAY 31, 2018

Capital markets, as a whole, are also moving in this direction. billion of India’s citizens to voting, banking, government assistance, healthcare, recordkeeping, and more. In turn, this will foster better social outcomes and create new markets and consumer segments. This initiative will soon connect all 1.3

Company 10

Company Decentralization Long-term Operations 10

Harvard Business Review

DECEMBER 15, 2017

Already a large domestic market, Frontier Strategy Group’s estimates suggest the country will average growth rates between 7.4% However, India remains a difficult market for multinational firms to enter. India is a large, fragmented, and heterogeneous market. over the next three years.

Strategy 8

Strategy Operations Policies Environment 8

Harvard Business Review

MARCH 22, 2016

However, overspending is often the result of decentralized and siloed decision making over the utility budget. For example, the finance department approves what to buy, facilities maintains equipment, HR tells employees how to conserve energy, and marketing manages the company’s corporate sustainability reporting.

Company 8

Company Management CIO Energy 8

Harvard Business Review

JUNE 13, 2011

To be sure, some SOEs have become formidable competitors, nurtured by their large home markets and having developed the capabilities to compete with Western multinational companies. However, these Chinese companies only want to gain market share locally and globally — just like every other multinational company in the world.

Globalization 12

Globalization Decentralization Politics Banking 12

Harvard Business Review

OCTOBER 19, 2016

Banks have developed smartphone apps to enable instant deposits and other forms of self-service—both delighting customers and also allowing branch staff to concentrate less on routine transactions and more on providing the higher-touch personal services their best customers value.

Loyalty 8

Loyalty Decentralization Sample Banking 8

Harvard Business Review

FEBRUARY 15, 2016

But recently oil prices have dropped so low that warning bells rippled through global markets, and they remain volatile. Bremmer: Markets have been diving on low oil prices recently not because the traditional understanding is broken; it is still true that low oil prices are good for the U.S. How big is the risk? How so, and how large?

Price 8

Price Energy Constraint Marketing 8

Harvard Business Review

APRIL 16, 2018

When Sloan became president of GM in 1923, he put in place planning and strategy, measurements, and most importantly, the principles of decentralization.” Modern Corporation Marketing. auto market. car market. When Sloan took over as president of GM in 1923, Ford was the dominant player in the U.S.

Transportation 8

Transportation Automotive Brand Engineering 8

Harvard Business Review

MAY 17, 2017

One of today’s most celebrated examples of leapfrogging is the M-Pesa mobile payment system in Kenya and Tanzania, which lets people bank in their national currency using only their phones, leapfrogging traditional banking practices and creating a mobile banking revolution. The system currently serves a billion people.

Marketing 8

Marketing Technology Banking Efficiency 8

Harvard Business Review

MARCH 16, 2017

On a website, in a nightclub, at an airport, or in front of a bank counter, everyone wants us to prove that we are who we say we are. For the poor, Hernando de Soto , the Peruvian economist famous for his work on the informal economy, observes : “Without an integrated formal property system, a modern market economy is inconceivable.”

Document 11

Document Decentralization Banking Insurance 11

Harvard Business Review

DECEMBER 8, 2016

They’d met at university, and although Derek had gone on to graduate school and a career in banking, while Rogier had joined his family construction business and then founded Contect, they’d never lost touch. But the decentralization debate was different. The two men went way back. Now Vera was getting worked up.

Case Study 8

Case Study Decentralization CFO Construction 8

Harvard Business Review

MARCH 2, 2017

It’s not surprising that some of the closer-to-market applications of the technology are in the financial sector. Central banks are also actively exploring the opportunities and challenges a fiat-backed , digital currency would entail for monetary policy, taxation, and lending.

Finance 8

Finance Supply Chain Decentralization Maturity 8

Harvard Business Review

MARCH 22, 2017

home marketers (Fox, HBO), cable and satellite services (Comcast, DirectTV), video syndicators (PMI, TVS), film libraries and archives (Eastman House, Getty Images), and talent agencies (WME, CAA, ICM), each with its own contracts and accounting systems. ” LeBeau’s vision is not a pipedream.

Creativity 11

Creativity Film Decentralization Reputation 11

Harvard Business Review

SEPTEMBER 5, 2016

Operating decisions are almost entirely decentralized. Each branch makes its own loan decisions, sets its own pricing on loans and deposits, controls its own marketing budget, runs its own website (on a shared platform), and serves all customer segments — from individuals to multinationals — within its catchment area.

Cost 8

Cost Bureaucracy GDP Management 8

Harvard Business Review

NOVEMBER 20, 2015

He is poised to become the leader in this segment of a multi-billion dollar market. Global supply chains can cut across many “cultures”: national, industry, technology, market segment, and more. In fact, advanced payments may be just the kind of proof that banks or equity investors need to open their pocket books.

Supply Chain 8

Supply Chain Collins Golden Handcuff Pharmaceuticals 8

Harvard Business Review

APRIL 20, 2017

has a more developed system of equity finance than the countries of Europe, including angel investors willing to finance startups and a very active venture capital market that helps finance the growth of those firms. We also have a decentralized banking system, including more than 7,000 small banks , that provides loans to entrepreneurs.

Decentralization 15

Decentralization GDP Finance Incentives 15

Harvard Business Review

MARCH 1, 2017

Money, equities, bonds, titles, deeds, contracts, and virtually all other kinds of assets can be moved and stored securely, privately, and from peer to peer, because trust is established not by powerful intermediaries like banks and governments, but by network consensus, cryptography, collaboration, and clever code. Insight Center.

Finance 8

Finance IPO Banking Venture Capitalist 8