Harvard Business Review

MARCH 8, 2011

On this 100th International Women's Day , it is right to reflect on how women have become the heart of the microfinance industry. It is easy to forget that the initial motivation for microfinance roughly 30 years ago was, to a great extent, gender neutral. Microfinance is about much more than extending credit. fewer children.

Microfinance 15

Microfinance Banking Globalization Insurance 15

Harvard Business Review

SEPTEMBER 7, 2016

Store displays, user reviews, and expert employees with firsthand experience all play a role in building the confidence that is critical to a purchase. Experiment #5: Microfinance Institutions. Prem, a BioLite Burner on our West India team, gives a HomeStove demonstration to a group of customers at a microfinance branch in Rajasthan.

Marketing 8

Marketing Microfinance Retail Development 8

Harvard Business Review

MARCH 22, 2013

Calling himself the ICT4D jester (using the development jargon for "information and communication technologies for development"), he has no shortage of material. At the program's peak, 700 pumps covered 27,000 acres, with the loans constituting 9% of BRAC's total microfinance portfolio. Immerse yourself in the details.

Technology 18

Technology Microfinance Banking Document 18

Harvard Business Review

JUNE 13, 2012

And their intuition isn't baseless: As the bottom-of-the-pyramid concept shifted into the public eye and attracted the criticism of the development sector, the standards for judging the impact of a venture aiming to serve low-income consumers seemed to get a lot tougher. The microfinance industry is a rare D and E success story.

Microfinance 13

Microfinance Prahalad Bottom-up Banking 13

Harvard Business Review

MAY 18, 2016

Army staffers now develop individual strategies to overcome these barriers, connecting families to community services to achieve self-sufficiency. In 2013, Habitat used its frontline calculations to create a new strategic plan aimed at materially affecting the housing deficit through a combination of advocacy and market development.

Microfinance 9

Microfinance Strategic Planning Finance Globalization 9

Harvard Business Review

APRIL 4, 2012

For me, it has been a problem of finance until LEDFC," he says, referring to the Liberian Enterprise Development Finance Corporation that offers Liberian-owned firms desperately needed small business loans. The goal is "to develop sustainable banking products which are more accessible for qualified candidates and women in general."

Entrepreneur 14

Entrepreneur Globalization Microfinance Finance 14

Harvard Business Review

JANUARY 11, 2013

Six years ago, David and Donna Allman approached Opportunity with an idea that fell outside our traditional microfinance model: to build a Community Economic Development (CED) program in Nicaragua. We know that microfinance alone will not break the poverty cycle.

Microfinance 8

Microfinance Rogers Tourism Engineering 8

Harvard Business Review

AUGUST 1, 2013

Sasikala, a Block Development Officer (BDO), talked to the Kodapattinam villagers about microfinance , only Shantha, of all the villagers, saw the opportunity and took action. Undeterred, Shantha persisted until she persuaded the required number of people to sign up for the microfinance project.

Microfinance 8

Microfinance Innovation Committee Banking 8

Harvard Business Review

MAY 24, 2012

Take, for example, the issue of economic development. A hybrid approach is exemplified by startup Frogtek, which develops software for local shopkeepers in emerging markets to more efficiently track their inventory, leading to better purchasing decisions and greater profits.

Entrepreneur 15

Entrepreneur Microfinance Market Segmentation Incubator 15

Harvard Business Review

JANUARY 18, 2013

Without economies of scale, they argued, developing societies would never develop the efficiencies needed to modernize. To address the needs of youth in developing countries, BRAC launched a girls' empowerment program, Empowerment and Livelihood for Adolescents (ELA), in 2008. So BRAC got into food processing.

Microfinance 8

Microfinance Follow-up Bureaucracy Self-aware 8

Harvard Business Review

MARCH 22, 2013

Calling himself the ICT4D jester (using the development jargon for "information and communication technologies for development"), he has no shortage of material. At the program's peak, 700 pumps covered 27,000 acres, with the loans constituting 9% of BRAC's total microfinance portfolio. Immerse yourself in the details.

Technology 8

Technology Microfinance Banking Document 8

Harvard Business Review

JANUARY 22, 2015

” Microfinance and other market-based interventions don’t generally reach them. Discussion abounds in the development sector today about the best ways to empower the poor. At BRAC , where I work, we call this subset the “ultra-poor.” If we’re to end poverty, we can’t ignore them.

Microfinance 8

Microfinance BHAG NGO Participative 8

Harvard Business Review

JANUARY 11, 2013

Social entrepreneurs have also been some of the most attentive followers of the academic debate between the likes of Mark Pitt and Jonathan Murdoch about whether microfinance really helps reduce poverty. But only to assure themselves that someone will pay enough to make the development of the solution worthwhile.

Entrepreneur 9

Entrepreneur Microfinance Supply Chain Prahalad 9

Harvard Business Review

FEBRUARY 21, 2014

NAF has also established a Research and Development Center in Chennai housing a comprehensive soil testing laboratory, food safety and standards laboratory and a plant tissue culture lab to provide agriculture support services. Over 1,900 beneficiaries have established micro-enterprises for which microfinance has been facilitated.

Innovation 9

Innovation Microfinance Parcell Technology 9

Harvard Business Review

DECEMBER 2, 2010

Across most developing countries, there is a model for job training where youth are assisted to acquire basic skills. Upon graduation, the governments, nonprofits, or (more recently) microfinance companies give them loans to buy tools and opens shops. Dropout rates are high; repayment rates are low.

Microfinance 13

Microfinance Seminar How To Education 13

Harvard Business Review

MAY 2, 2014

And Bill Gates announced he was shifting his priorities from software development to social impact by moving full time to his foundation. That year, two global headlines raised the profile of social enterprise: Mohammed Yunus and the Grameen Bank won the Nobel Peace prize. In the broader U.S. Lead collaborations, not just organizations.

Entrepreneur 12

Entrepreneur Microfinance NGO Mission Statement 12

Harvard Business Review

FEBRUARY 1, 2017

Or there’s Nairobi’s SuzieBeauty, which develops cosmetics catering to African tastes at quality matching Western levels. Firms are realizing what microfinance has known for a while: Local self-policing groups, or village headmen who police honor codes, can hedge cash flows in far-flung places.

Microfinance 8

Microfinance Hotels Entrepreneur Incubator 8

Harvard Business Review

MARCH 4, 2013

It seems to signal that an enterprise's theory of how to effect change resonates with a lot of people and that the organization is developing a "voice" for effectively communicating its ideas to customers — a crucial success factor. A larger Facebook network suggests that a social-venture idea has legs.

Entrepreneur 8

Entrepreneur Microfinance Media Follow-up 8

Harvard Business Review

OCTOBER 13, 2011

Yet unlike in finance, where distributing risk across institutions is the goal, in drug development the focus is on isolating risk. Although new drugs are developed for those with a particular disease, they are tested in a healthy population before they are distributed and assessed in a vulnerable one.

Banking 11

Banking Pharmaceuticals Microfinance Risk Management 11

Harvard Business Review

JANUARY 21, 2013

Many in the nonprofit world call this technical assistance or training, while for-profit entrepreneurs might see it as business development, partnerships or even affiliate marketing. Additionally, cultivating the ecosystem requires different skill sets, namely business and product development, marketing, evaluation, advocacy, and training.

Venture Capitalist 9

Venture Capitalist Mentor Microfinance NGO 9

Harvard Business Review

MARCH 17, 2014

Under the broad umbrella of impact investments lie myriad sectors, asset types, and investment products, most of which still need to be developed and understood. First, impact investing needs time to develop. Impact Investing in the Future: Developed clusters across the spectrum. sanitation, housing, mobile banking).

Development 8

Development Microfinance Biotechnology Exit Strategy 8

Harvard Business Review

AUGUST 15, 2016

” In less mature economies and fragile regions of the world, entrepreneurs are just as, if not more, critical to livelihoods and development. Among the initial findings : more effective programs emphasize communication skills, networking, and organizational structure over developing finance and accounting skills.

Microfinance 8

Microfinance Policies Entrepreneur NGO 8

Harvard Business Review

FEBRUARY 2, 2011

Do we really want to beat India at developing clean tech, cheap medical devices, and affordable housing? Microfinance (Bangladesh), securitization of revenues (Saudi Arabia), and royalty-pay-back funding (Israel) were all invented overseas. How about if, as nations, we win together?

Venture Capitalist 15

Venture Capitalist Entrepreneur Microfinance Finance 15

Harvard Business Review

JUNE 20, 2012

Grameen Bank, the microfinance bank in Bangladesh, is well known for its use of peer groups: Self-formed clubs of five to 10 people, usually women, share responsibility for microloans. However laudable its mission, a business built on unrealistic expectations will fail just as surely at the bottom of the pyramid as in a developed market.

Bottom-up 10

Bottom-up Microfinance Price Banking 10

Harvard Business Review

JANUARY 28, 2016

Currently, impact can mean anything from venture investments in new health technologies to microfinance loans in Peru; from affordable housing in the US to renewable energy in India; from social impact bonds to private equity funds that create jobs. Ultimately, asset managers can develop a matrix with financial asset classes (e.g.,

Class 8

Class Microfinance Supply Chain Education 8

CO2

JUNE 4, 2012

My solution was to found a microfinance organization that puts women in a position to create their own destinies and achieve their full potential. It seems that oftentimes when people work in developing countries, they find that the work itself is a journey of self-discovery. Where does one start? Chingwell Mutombu. May 2012. ###.

Microfinance 121

Microfinance Travel Open-book Education 121

Harvard Business Review

AUGUST 17, 2016

And if you need access to money, crowdfunding platforms and microfinance options make that easier than ever. In the developed world, at least, the means of the entrepreneurial society are in place — and the developing world is catching up fast. To be a hotelier, you need a spare room. What about motive ?

Drucker 8

Drucker Microfinance Licensing Entrepreneur 8

Harvard Business Review

MAY 30, 2018

“My definition of a yoga teacher is just someone who helps people to develop a full spectrum practice in their life. For example, some management consultants developed relationships with colleagues with whom they could be honest about their devotions to both work and family commitments.

How To 11

How To Learning-by-Doing Examples Participative 11

Harvard Business Review

FEBRUARY 18, 2013

And we are often happy to review these start-up plans — which include the typical elements such as a product description, competitive analysis, estimate of market size, and projected financials. The kids develop discipline and focus, but also practical, marketable skills. "Would you take a look at my business plan?". Importance.

Entrepreneur 10

Entrepreneur Planning Taylorism Taylor 10