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Can AI Help Us Understand Whether To Bail Out Banks?

The Horizons Tracker

The decision to bail out banks en masse in 2009 was widely adopted yet far from uncontroversial. Research from UCL explores whether AI can help governments to decide whether to bail out a bank in crisis or not. This short-term cost is justified to the taxpayer because the long-term costs of bank defaults would be more harmful.

Banking 104
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How Innovation Changes During A Recession

The Horizons Tracker

While Winston Churchill was famously supposed to have remarked that we should never waste a crisis, the reality is that during recessions, firms often tighten their belts and reduce the amount they invest in innovation. “We examine innovation following the Great Depression using data on a century’s worth of U.S. Big company activity.

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How to Plan for Your Blended Family’s Future: Estate Planning Tips

Strategy Driven

It also means communicating effectively, especially when it comes to finances. For this reason, it is essential to be open and transparent when discussing finances with your spouse. This means sharing your bank statements, credit card balances, loan payments, and any alimony or child support you pay or receive.

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Report Reveals The Challenges Facing The Financial Excluded

The Horizons Tracker

Research from the University of Birmingham highlights how the security and level of income among people drives financial inclusion, leaving those with low incomes with little capacity to weather the cost-of-living crisis. “With the current cost-of-living crisis, too many people in the U.K.

Report 107
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Why P2P Lending Makes Complete Sense for Startups

Strategy Driven

percent, despite the global pandemic crisis. Here’s why P2P lending is an ideal business financing option for startups and SMEs. This is an ideal scenario for startups as banks have extensive eligibility requirements and take a long time to approve a loan. The P2P lending market was valued at $67.93 There Are No Hidden Costs.

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Emergency Loans: 4 Tips to Consider

Strategy Driven

Although rush financial decisions should not be a norm, emergency loans can save your day in times of crisis. These tips will help you apply for an instant loan and get out of your financial crisis! However, each lender may require that you meet other demands such as age limit, employment status, and bank account statements.

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Are Career Interruptions As Harmful For Senior Employees As For Junior Ones?

The Horizons Tracker

New research from UC Berkeley, Haas School of Business explores the resilience of bank employees in the wake of the Lehman Brothers bankruptcy. The study analyzes the fortunes of 14,536 employees at the bank as of January 2008, including their education, skills, and demographics. Uneven split. Avoiding the blame.

Career 123