Strategy Driven

DECEMBER 5, 2013

. “An appreciation of the parallels between recent and historical events greatly influenced how I and many of my colleagues around the world responded to the crisis,” Mr. Bernanke said. As the underwriting weaknesses of subprime portfolios became known, banks stopped lending to each other, paralyzing credit markets.

Banking 50

Banking Crisis Morale System 50

Harvard Business Review

NOVEMBER 29, 2010

Umair Haque Blogs Umair Haque On: Global business , Competition , Economy The Irish Banking Crisis: A Parable 4:33 PM Monday November 29, 2010 | Comments () Email Tweet This Post to Facebook Share on LinkedIn Print Once upon a time, there was a country where bankers disappeared. And thats exactly the role that pubs began to play.

Banking 15

Banking Crisis Merton Guidelines 15

Harvard Business Review

OCTOBER 31, 2017

Just over 10 years ago, French bank BNP Paribas froze U.S. There was a run on British bank Northern Rock. Over the next year, many banks fell. Investment bank Bear Stearns collapsed. Most of the regulation was meant to safeguard the financial system, and the taxpayers who had to bail it out, from another crisis.

Banking 8

Banking Crisis Bottom-up Compliance 8

N2Growth Blog

AUGUST 24, 2010

Hundreds of thousands of jobs are being shed by GE, Chevron, Sam’s Club, Wells Fargo Bank, HP, Starbucks etc. Influence Dealing with Tough Times The Lost Art of Brevity The Leadership Vacuum Shut-up & Listen Stop Selling and Add Value Social Media Influence The Influence Factor Ideas Dont Equal Innovation Indispensable?

Blog 420

Blog Brand Consultative Depreciation 420

N2Growth Blog

AUGUST 22, 2010

If your CFO handles all communications with your banking relationships, and your Chief Investment Officer handles all of your investor relations, you’re flat out missing the boat. If your CMO is making all of your brand decisions there will be h*ll to pay down the road. Have they been fudging their research for years? I Think Not.

Blog 417

Blog Gordon CEO Consultative 417

Strategy Driven

MARCH 6, 2014

For what lead Life & Fire’s directors to commit fraud in the first place was in part driven by a desire (so they claimed) to extend credit to high-risk borrowers being ignored by traditional banks. Why was an insurance company doing a bank’s work? But was it a new financial world?

Insurance 52

Insurance Banking Crisis Discount 52

N2Growth Blog

NOVEMBER 10, 2010

Walt Disney, one of the greatest creative talents and true innovators of our time realized the value of action when he said: “The way to get started is to quit talking and begin doing.&# While the aforementioned qualities are certainly admirable, they are only valuable if they influence or create action.

Blog 387

Blog Learning-by-Doing CEO Strategy 387

Harvard Business Review

FEBRUARY 20, 2014

This represents a major challenge to the banking sector where, in developed markets, growth and profitability are still at about half of pre-crisis levels. As banks recover from the downturn, non-banks are taking advantage by proceeding aggressively with digital innovations and capturing more and more of the banking value chain.

Banking 9

Banking Retail Finance Insurance 9

N2Growth Blog

NOVEMBER 19, 2010

Influence Dealing with Tough Times The Lost Art of Brevity The Leadership Vacuum Shut-up & Listen Stop Selling and Add Value Social Media Influence The Influence Factor Ideas Dont Equal Innovation Indispensable? I would also add that it works at home as well. link] mikemyatt A great motto Anna, and sound perspectives as well. I Think Not.

Blog 419

Blog Leadership Emotional Intelligence CEO 419

Harvard Business Review

FEBRUARY 2, 2012

A few of the bullet points: • Banks insured by the Federal Deposit Insurance Corporation have $1.5 trillion in capital — the highest capital levels in the history of American banking. • If it had been, there wouldn't have been a financial crisis.). Investment banks used to all be partnerships. The largest U.S.

Finance 13

Finance Motivation White Paper Banking 13

N2Growth Blog

DECEMBER 21, 2010

Our life cannot be measured from the bank balance but by service. Influence Dealing with Tough Times The Lost Art of Brevity The Leadership Vacuum Shut-up & Listen Stop Selling and Add Value Social Media Influence The Influence Factor Ideas Dont Equal Innovation Indispensable? I Think Not. mikemyatt: RT @janemyatt Their sacrifice.

Blog 416

Blog Succession Influence Brand 416

Strategy Driven

NOVEMBER 6, 2015

It is important to identify swings and trends so that innovation can remain a strength of your business. Strategic Plan includes provisions for refinancing, equity and debt financing. Banking and investing plan is annually updated, with realistic, measurable goals. Finance charges are negotiated. Instill discipline.

Succession 50

Succession Strategic Planning Budgeting Goal 50

The Horizons Tracker

JULY 20, 2020

Pre-covid, innovation folk would talk about the value a “burning platform” plays in driving lasting change, and for many businesses, this has been just such a burning platform. Tuck Business School’s Vijay Govindarajan underlines how important our ability to forget is to innovation. Unnecessary hurdles.

Innovation 97

Innovation Govindarajan Short-term Banking 97

N2Growth Blog

DECEMBER 22, 2010

In fact, most differences don’t require intervention as they actually contribute to a dynamic, creative, innovative culture. The concepts of "serve and care" pack more deposits into the bank of trust and credibility than anything else. The Importance Factor : Not every difference needs to be resolved. I Think Not.

Blog 419

Blog Gordon Follow-up Open-book 419

Harvard Business Review

MARCH 13, 2015

Many politicians and commentators mention two critical factors in accomplishing this: increasing innovative capacity and reducing bureaucracy. The data in the graph above demonstrate the link between innovation, bureaucracy, and uncertainty. But Greece cannot stop there. National competitiveness Economics & Society Europe'

Uncertainty 8

Uncertainty Innovation Hofstede Bureaucracy 8

Harvard Business Review

FEBRUARY 17, 2016

This kind of innovation is almost a textbook example of frugal innovation. What’s more, many of the innovations originate in relatively poor, underdeveloped regions or are designed to serve low-income customers, which means that the innovators have no choice but to be frugal. housing sector.

Cost 8

Cost Globalization Innovation Banking 8

Harvard Business Review

FEBRUARY 19, 2013

The models concluded — in a sort of "divine coincidence," as the MIT economist Olivier Blanchard and a colleague quipped — that if central banks merely maintained steady, low inflation, they would achieve economic stability and the best growth possible. Washington and London espoused this orthodoxy.

Finance 8

Finance Banking Crisis Blanchard 8

Harvard Business Review

MARCH 31, 2015

These stock buybacks have come under criticism as a bad investment – the argument being that companies sitting on record amounts of cash ought to invest in innovation, salaries, or at least dividends, rather than pumping up their own stock price through buybacks. Not so fast. The two different types of research are complementary.

Innovation 8

Innovation Short-term Long-term Budgeting 8

Harvard Business Review

SEPTEMBER 16, 2014

In the past, a community bank would have a relationship with the businesses on Main Street, and when it came time for a loan, there would be a wealth of informal information to augment the loan application. And they are allowing new sources of capital such as peer-to-peer lending to replace traditional bank capital.

Credit Scoring 9

Credit Scoring Banking Dunning Metrics 9

Harvard Business Review

MAY 15, 2013

The next time we hear about a bank or insurance company''s "green program" — like using energy efficient light bulbs or operating out of a LEED Platinum building — we''ll either scream or throw up. Since no one can know what the source of the next systemic financial crisis will be, regulation can only do so much.

Banking 8

Banking Licensing Finance Insurance 8

Harvard Business Review

AUGUST 11, 2014

Factors ranging from weak demand to bank consolidation have combined to hobble many small businesses  and if these factors arent addressed, they could continue to impede U.S. And as we describe in a recent HBS Working Paper , gaps remain in traditional bank credit supply. job growth and economic security. small businesses.

Technology 8

Technology Banking Class Real Estate 8

Harvard Business Review

JULY 27, 2015

This is where the July 2012 memorandum of understanding between Greece and the Troika (the International Monetary Fund, European Central Bank, and the European Commission) failed miserably; the previous government, much like Syriza, wanted to preserve the status quo. But on social justice the claim is more than questionable.

Banking 8

Banking Crisis Tourism Policies 8

Harvard Business Review

JANUARY 9, 2015

Prior to the global financial crisis, deflation looked like a uniquely Japanese problem. The policy response to the global financial crisis exacerbated and entwined these trends still further. Interest rates of zero meant that central banks took to targeting asset prices – stocks and bonds – to boost spending.

GDP 8

GDP Bond Banking Policies 8

Harvard Business Review

JANUARY 17, 2012

Take the case of paper money: someone in China centuries ago printed a value on a piece of paper and asked everyone else to agree with them that the paper was actually worth what it said it was.The whole modern banking system of paper and credit is built on this one simple act of faith.".

System 12

System Crisis Credit Rating Banking 12

Harvard Business Review

JUNE 3, 2011

There's a beguiling little moment in the financial-crisis documentary Inside Job where hedge fund billionaire George Soros describes the principles of oil tanker design. If they're compartmentalized, the risk of crisis is much lower than if all sorts of financial products and institutions are allowed to mix together in a giant sloshfest.

Banking 13

Banking Crisis Letter Hedge 13

Harvard Business Review

OCTOBER 5, 2016

Personal savings, insurance, credit, cash transfers from family and friends and other financing mechanisms offer promising opportunities to create security and steady employment but they require a nuanced understanding of product design and the local market conditions in order to be effective.

Microfinance 9

Microfinance Insurance Banking Bottom-up 9

Harvard Business Review

OCTOBER 17, 2013

At Ryhov Hospital in Jönköping, Sweden, patients now administer their own dialysis treatments, in much the same way as we now bank for ourselves at ATMs and fill our own gas tanks. Their attention was on their finances — understandable and even appropriate these days. Leading Health Care Innovation.

Crisis 8

Crisis Health Care Quality Welch 8

Harvard Business Review

SEPTEMBER 16, 2014

In the past, a community bank would have a relationship with the businesses on Main Street, and when it came time for a loan, there would be a wealth of informal information to augment the loan application. And they are allowing new sources of capital such as peer-to-peer lending to replace traditional bank capital.

Credit Scoring 8

Credit Scoring Banking Dunning Metrics 8

Harvard Business Review

AUGUST 9, 2018

Many banks and large corporations employ artificial intelligence to detect and prevent fraud and money laundering. For instance, banks have been using transaction monitoring systems for decades based on pre-defined binary rules that require the output to be manually checked. Patrick George/Getty Images.

Banking 8

Banking Strategic Fit Risk Management Real Estate 8

Harvard Business Review

DECEMBER 28, 2017

The land reforms triggered a series of events that spiraled into a major economic crisis and caused formal unemployment to soar to 90%. Moreover, having regularly defaulted on its debts, few international institutions are willing to lend to the government, forcing it to rely on poorly capitalized local banks.

Banking 8

Banking First-mover Advantage Politics Finance 8

Harvard Business Review

JANUARY 11, 2011

For years, those of us who study business innovation have been thrilled by the results and influence of Muhammad Yunus , Grameen Bank, and the idea that one powerful way to fight poverty is to make small loans to villagers (mainly women) who have tons of energy but no access to capital. "If I hope so too, but I highly doubt it.

Venture Capitalist 15

Venture Capitalist Innovation Rogers Long-term 15

Strategy Driven

FEBRUARY 23, 2021

But business owners – thanks to their enthusiasm for innovation – ignore the fact that cash-flow can make or break a business. Review your finances. Modern digital tools help business managers, freelancers, and even homeowners organize their finances effectively. How to become one of such individuals? Try online tools.

Finance 65

Finance SWOT Tools Software 65

Harvard Business Review

MAY 23, 2012

A rules and compliance-based approach may work well for managing preventable risks, but is inadequate for strategy and external risks as companies that failed during the financial crisis illustrated all too well. First, CEO Jamie Dimon was widely acknowledged as the "ultimate chief risk officer of the bank."

Risk Management 9

Risk Management CIO Management Banking 9

Harvard Business Review

OCTOBER 11, 2013

banks can use in their business. The reasoning, backed by several respected scholars, is that leverage was a leading cause of the financial crisis. Leverage ratios might be the O-rings of the financial crisis. drop in asset prices would wipe out the equity of the bank. Ethics Finance Risk management'

Incentives 8

Incentives Banking Ethics IPO 8

Harvard Business Review

NOVEMBER 6, 2014

For an example, reconsider the financial crisis. To begin with, quite a few parts of it are heavily concentrated at a global level (the credit ratings business, for example, or global investment banking), and many more at the national level (just six financial institutions account for 46% of all U.S. Economy Finance'

Management 8

Management Crisis Porter Credit Rating 8

Harvard Business Review

NOVEMBER 6, 2014

For an example, reconsider the financial crisis. To begin with, quite a few parts of it are heavily concentrated at a global level (the credit ratings business, for example, or global investment banking), and many more at the national level (just six financial institutions account for 46% of all U.S. Economy Finance'

Management 8

Management Crisis Porter Credit Rating 8

Harvard Business Review

OCTOBER 9, 2014

In what has now become an iconic statement about American politics, and maybe politics everywhere, former White House Chief of Staff Rahm Emanuel (now Chicago Mayor) declared that “a crisis is a terrible thing to waste.” For now, they’re on the shelf, still in waiting for their crisis. Medicare vouchers.

Politics 8

Politics Health Care Budgeting Insurance 8