Women on Business

FEBRUARY 22, 2013

Guest Post By Mary Kinney, Executive Vice President & Chief Operating Officer of Ginnie Mae, a cornerstone of the U.S. housing finance system since it was created more than 40 years ago (More about Mary at the end of this post). When the financial crisis hit, I was working as a vice president at Fannie Mae.

Chief Operating Officer 247

Chief Operating Officer Career Industry Motivation 247

Harvard Business Review

NOVEMBER 29, 2010

Umair Haque Blogs Umair Haque On: Global business , Competition , Economy The Irish Banking Crisis: A Parable 4:33 PM Monday November 29, 2010 | Comments () Email Tweet This Post to Facebook Share on LinkedIn Print Once upon a time, there was a country where bankers disappeared. And thats exactly the role that pubs began to play.

Banking 15

Banking Crisis Merton Guidelines 15

N2Growth Blog

OCTOBER 25, 2010

LeadsandBids.com A virtual platform offering a network of services and proposes to bring contractors, property owners, finance, insurance, real estate and other pertinent services together. N2 is a proud member of Linked-In.

Directory 167

Directory Magazine Blog Brand 167

Harvard Business Review

OCTOBER 31, 2017

Just over 10 years ago, French bank BNP Paribas froze U.S. There was a run on British bank Northern Rock. Over the next year, many banks fell. Investment bank Bear Stearns collapsed. Most of the regulation was meant to safeguard the financial system, and the taxpayers who had to bail it out, from another crisis.

Banking 8

Banking Crisis Bottom-up Compliance 8

Harvard Business Review

NOVEMBER 29, 2010

Here's what orthodox economics would have predicted for a country without banks: A collapse in the money supply, a credit crunch, a trade implosion, mass unemployment, an atomized GDP, and the gears of industry and commerce grinding to a crashing halt. — and you might begin to see how economists conceive of banking shutdowns.

Banking 15

Banking Crisis Merton Decentralization 15

Strategy Driven

NOVEMBER 6, 2015

When you own and operate a business you need to have certain procedures for an efficient and seamless function. Sometimes the difficulty of managing your time makes for a haphazard operation. An inefficient operation results in unproductive activities which often miss the point and worse yet, result in wasted time and wasted resources.

Succession 50

Succession Strategic Planning Budgeting Goal 50

N2Growth Blog

APRIL 25, 2010

These silos are staffed with legions of “tenured&# COBOL and C++ programmers, as well as &# tenured&# IT managers overseeing the operation. Walking into these organizations is often like traveling back in time 20 years. Think of any negative brand connotations you have, and you’ll likely find an organization that embraces tenure.

Loyalty 419

Loyalty Blog Brand Follow-up 419

N2Growth Blog

AUGUST 22, 2010

The harsh reality is that great numbers of leaders continue to operate in a vacuum by sequestering themselves away in the corner office and attempting to lead from afar. So the real question is this…how does a CEO get to the point of being so disconnected from operations that he or she just doesn’t have a clue?

Blog 417

Blog Gordon CEO Consultative 417

N2Growth Blog

AUGUST 24, 2010

Hundreds of thousands of jobs are being shed by GE, Chevron, Sam’s Club, Wells Fargo Bank, HP, Starbucks etc. and the state, counties and cities.

Blog 420

Blog Brand Consultative Depreciation 420

Harvard Business Review

FEBRUARY 2, 2012

A few of the bullet points: • Banks insured by the Federal Deposit Insurance Corporation have $1.5 trillion in capital — the highest capital levels in the history of American banking. • If it had been, there wouldn't have been a financial crisis.). Investment banks used to all be partnerships. The largest U.S.

Finance 13

Finance Motivation White Paper Banking 13

Harvard Business Review

SEPTEMBER 12, 2013

Last week my father received a phone call from the branch director of his long-standing bank to offer him a new product. Millions of people have lost confidence in banks. But the dissatisfaction and disappointment with our banks runs deeper. The last bank in my hometown closed a year ago. The two facts do not add up.

Banking 8

Banking Finance Globalization Film 8

Harvard Business Review

SEPTEMBER 12, 2013

Last week my father received a phone call from the branch director of his long-standing bank to offer him a new product. Millions of people have lost confidence in banks. But the dissatisfaction and disappointment with our banks runs deeper. The last bank in my hometown closed a year ago. The two facts do not add up.

Banking 8

Banking Finance Globalization Film 8

N2Growth Blog

NOVEMBER 10, 2010

Bold and bombastic does not, in my opinion, mean leadership – we have so many of these aggressive people in power today and all they do is yak, yak, yak and fill their bank accounts. Whenever some crisis loomed on the Voyager, she was known barking out: “Options?” Why do we crave leadership nowadays?

Blog 387

Blog Learning-by-Doing CEO Strategy 387

N2Growth Blog

NOVEMBER 19, 2010

I would also add that it works at home as well. link] mikemyatt A great motto Anna, and sound perspectives as well. Thanks for commenting. link] landoncreasy Hi Mike, Great post.

Blog 419

Blog Leadership Emotional Intelligence CEO 419

N2Growth Blog

DECEMBER 22, 2010

If you crush the individual character and spirit of those who form your team, how can your team operate at its best? The concepts of "serve and care" pack more deposits into the bank of trust and credibility than anything else. it is about having a people connection: with students, parents, as well as staff.

Blog 419

Blog Gordon Follow-up Open-book 419

Harvard Business Review

MAY 15, 2012

Institutional banking businesses — including trading operations — typically don't have high barriers to entry. financial institution has pulled back or failed, there has almost always been a European bank or a Japanese bank or some other player willing to take over its trading operations or enter the market in its place.

Banking 8

Banking Hedge Constraint Operations 8

N2Growth Blog

DECEMBER 21, 2010

Our life cannot be measured from the bank balance but by service. what I do for others) We have the duty to influence for positive changes and only preparation is the great differentiator. I thank you for this opportunity to develop the meaning in real life and make sense of this world essential.

Blog 416

Blog Succession Influence Brand 416

Harvard Business Review

APRIL 5, 2012

Bank of America recently rolled out a "Mortgage-to-Lease" program to help financially struggling homeowners. Instead of foreclosing on delinquent mortgagees, BOA will now allow them to transfer ownership to the bank, have all mortgage debt forgiven, and rent their home for up to three years at the market rate. So what do you think?

Banking 8

Banking Price Construction Morale 8

Harvard Business Review

OCTOBER 3, 2013

Many other major financial institutions — Bank of America , Citigroup, HSBC, Barclay’s, Wells Fargo, UBS, etc. But, at the end of the day, it is bank leaders and employees who must take the right business, legal and ethical actions under existing law. JP Morgan is the biggest of them all with $2.3 trillion in assets ,$1.1

Banking 8

Banking Management Ethics Letter 8

Harvard Business Review

MAY 15, 2013

The next time we hear about a bank or insurance company''s "green program" — like using energy efficient light bulbs or operating out of a LEED Platinum building — we''ll either scream or throw up. Since no one can know what the source of the next systemic financial crisis will be, regulation can only do so much.

Banking 8

Banking Licensing Finance Insurance 8

Harvard Business Review

OCTOBER 6, 2016

The bank has since fired 5,300 employees for the illegal behavior and eliminated retail bank sales goals entirely. As a result of this fraud, the bank is now being investigated by Federal prosecutors and Congressional overseers. But the fallout is far from over. A blind spot among senior leaders.

Banking 9

Banking Committee Leadership Ethics 9

Harvard Business Review

OCTOBER 20, 2016

As a practical matter, for example, these changes in the global policy regime are forcing multinational corporations to scale back and sell parts of their international operations. Meanwhile the Institute of International Finance forecasted net capital flows for emerging markets in 2015 would be negative for the first time since 1988.

Globalization 8

Globalization Banking Policies Politics 8

Harvard Business Review

JUNE 26, 2012

The difference is that the United States has its own money , the dollar, while Spain operates on foreign money , the euro. The United States has its own money because the Federal Reserve can — and will — print unlimited dollars to avert sovereign default or rescue banks. Each ended in crisis.

GDP 9

GDP Banking Price Crisis 9

Harvard Business Review

DECEMBER 28, 2017

The land reforms triggered a series of events that spiraled into a major economic crisis and caused formal unemployment to soar to 90%. Moreover, having regularly defaulted on its debts, few international institutions are willing to lend to the government, forcing it to rely on poorly capitalized local banks.

Banking 8

Banking First-mover Advantage Politics Finance 8

Harvard Business Review

JUNE 3, 2011

There's a beguiling little moment in the financial-crisis documentary Inside Job where hedge fund billionaire George Soros describes the principles of oil tanker design. If they're compartmentalized, the risk of crisis is much lower than if all sorts of financial products and institutions are allowed to mix together in a giant sloshfest.

Banking 13

Banking Crisis Letter Hedge 13

Harvard Business Review

AUGUST 9, 2018

Many banks and large corporations employ artificial intelligence to detect and prevent fraud and money laundering. For instance, banks have been using transaction monitoring systems for decades based on pre-defined binary rules that require the output to be manually checked. Patrick George/Getty Images. Insight Center. Adopting AI.

Banking 8

Banking Strategic Fit Risk Management Real Estate 8

Harvard Business Review

MARCH 22, 2018

Over the last decade, industries, academics, and the public sector have turned their focus toward culture and ethics in response to the financial crisis as well as misconduct at a broad range of corporations. A firm’s cultural capital is a type of asset that impacts what a firm produces and how it operates.

Company 10

Company Banking Incentives Human Capital 10

Harvard Business Review

JANUARY 17, 2012

Take the case of paper money: someone in China centuries ago printed a value on a piece of paper and asked everyone else to agree with them that the paper was actually worth what it said it was.The whole modern banking system of paper and credit is built on this one simple act of faith.". I believe that we have.

System 12

System Crisis Credit Rating Banking 12

Harvard Business Review

OCTOBER 17, 2013

As we in the United States juggle major structural and operational changes and try to secure our financial systems as revenues fall, we must keep our promise of safety and high quality to every patient, every time. Their attention was on their finances — understandable and even appropriate these days. Health Leadership Operations'

Crisis 8

Crisis Health Care Quality Welch 8

Harvard Business Review

AUGUST 11, 2014

Factors ranging from weak demand to bank consolidation have combined to hobble many small businesses  and if these factors arent addressed, they could continue to impede U.S. And as we describe in a recent HBS Working Paper , gaps remain in traditional bank credit supply. job growth and economic security. small businesses.

Technology 8

Technology Banking Class Real Estate 8

Harvard Business Review

JUNE 10, 2011

So far, the Andhra Pradesh (AP) microfinance crisis has largely been viewed as a local issue, with relatively little impact beyond AP or India's borders. A large exposure to AP with its abysmal repayment rates is an existential crisis for MFIs in India. Losses in AP will overwhelm many institutions' equity cushion.

Microfinance 12

Microfinance Debt to Equity Ratio MFI Crisis 12

The Horizons Tracker

JULY 20, 2020

Many businesses have shut down, with many more having to drastically alter their operations to support social distancing or new patterns of consumer behavior. Within our own network, we’ve been hearing how the crisis has expediated the process of accessing the NHS and broader healthcare market for some EIT Health supported start-ups.”

Innovation 97

Innovation Govindarajan Short-term Banking 97

Harvard Business Review

FEBRUARY 17, 2016

This frugal solution is built around affordable and easy-to-use medical devices that can be operated by nurses in rural clinics. In Kenya, half of the population uses M-PESA , a mobile payments solution that doesn’t require a bank account. Yet, over 5 billion people worldwide don’t have internet access. housing sector.

Cost 8

Cost Globalization Innovation Banking 8

Harvard Business Review

NOVEMBER 6, 2014

In this worldview, disasters only happen because the rules of the game in which the businesses operate must be flawed. For an example, reconsider the financial crisis. banking assets and as such are “too big to fail”). Nor was the government — beyond Greenspan and the Fed — blameless in the run-up to the crisis.

Management 8

Management Crisis Porter Credit Rating 8

Harvard Business Review

NOVEMBER 6, 2014

In this worldview, disasters only happen because the rules of the game in which the businesses operate must be flawed. For an example, reconsider the financial crisis. banking assets and as such are “too big to fail”). Nor was the government — beyond Greenspan and the Fed — blameless in the run-up to the crisis.

Management 8

Management Crisis Porter Credit Rating 8

Harvard Business Review

FEBRUARY 27, 2015

After weeks of media frenzy around the Greek election and the new government’s once-ambitious plans to renegotiate with the Eurozone over its debt crisis , the searchlights of publicity are shifting. Greece appears also to lose control of the €11 billion reserves of the Greek banking stability fund. This looks unlikely.

Restructuring 8

Restructuring Policies Crisis Banking 8

Harvard Business Review

JUNE 8, 2018

Since then, we interviewed several chief financial officers (CFOs) of leading technology companies and senior analysts of investment banks who follow technology companies. This notion, that risk is a desirable feature, can seem like sacrilege to anyone who’s taken an introductory finance course.

Report 8

Report GAAP Net Present Value CFO 8