Harvard Business Review

OCTOBER 5, 2016

Recent evidence suggests that relatively simple tweaks to microcredit products—including flexible repayment periods, grace periods, individual-liability contracts, or the use of technology—may change their impact on poverty and financial institutions’ bottom line. Digital financial services let people help each other.

Microfinance 10

Microfinance Insurance Banking Bottom-up 10

Harvard Business Review

OCTOBER 20, 2016

While international lending, as measured by cross-border banking claims at the Bank for International Settlements, has declined $2.6 While international lending, as measured by cross-border banking claims at the Bank for International Settlements, has declined $2.6

Globalization 8

Globalization Banking Policies Politics 8

Harvard Business Review

JUNE 19, 2017

As more and more companies face disruption from globalization, new technology, and startups that have more capital than the incumbents, the continuing cry from Wall Street investors is, “Why can’t companies be as innovative as startups?” As PayPal grew, incumbent banks forced it to register in each state.

Company 8

Company Hotels Business Model Drucker 8

Harvard Business Review

JUNE 22, 2017

One major reason for the update is that analytical technology has changed dramatically over the last decade; the sections we wrote on those topics have become woefully out of date. Some technologies from a decade ago are still in broad use, and I’ll describe them here too. But we’re here to talk about technology.

Open-book 8

Open-book Software Supply Chain Technology 8

Harvard Business Review

SEPTEMBER 14, 2016

To find out, I spoke to some of the most innovative leaders across key industries, from technology to consulting to manufacturing. ” For example, if you’re a bank branch trying to increase customer loyalty, look at a company in a completely different industry, like Starbucks, and ask how it keeps customers coming back.

Creativity 8

Creativity Execution Constraint Magazine 8

Harvard Business Review

JUNE 17, 2015

Banks use algorithms to suggest new products to customers, online retailers deploy them to set and change prices, and media companies rely on them to recommend and deliver streaming content and ads. They help companies track customers, cross-sell to them, and promote products. Second, introduce unpredictability into marketing.

Marketing 8

Marketing Banking Merchandising Brand 8

Harvard Business Review

MAY 8, 2018

Again, these results had the same constraints; humans could not always fully comprehend why the models made the decisions they made. This won’t take doctors out of the loop entirely, but it will create new opportunities and new dangers as the technology evolves and becomes more powerful. Many more such examples are on the way.

Health Care 8

Health Care Credit Scoring Constraint Learning-by-Doing 8

Harvard Business Review

NOVEMBER 7, 2018

In recent years, much has been written about how the Blockchain is poised to transform traditional industries such as banking, real estate, and healthcare. One of the benefits of blockchain technology is that it is immune to centralized parties making changes of their own accord. Renee Comet/Getty Images. How ICOs Constrain.

Cost 8

Cost Decentralization Finance Entrepreneur 8

Harvard Business Review

FEBRUARY 15, 2016

People see all of the economic constraints in growth around the world. They’re going to do huge amounts of wind, a huge amount of solar, and that’s going to continue to drive a lot of research and to generate technological benefits in the economy as well. The obvious losers are producers and the banks.

Price 8

Price Energy Constraint Marketing 8

Harvard Business Review

APRIL 8, 2015

One typical reason is that top executives haven’t managed to clarify something even more fundamental: how much priority they place on increasing profit margins. Pricing textbooks certainly all assume they do, or at least that they want to achieve a certain profit level under given constraints. That might sound strange.

Balanced Scorecard 8

Balanced Scorecard Company Price KPI 8

Harvard Business Review

JULY 17, 2014

Professionals of color, women, and LGBTs find there is a much narrower band of acceptance, and the constraints bite harder than wearing more polished outfits, getting a decent haircut, or even de-emphasizing an accent. Diversity Managing yourself'

EPS 8

EPS Hypercompetition Diversity Constraint 8

HR Digest

JULY 7, 2021

Just as corporates shift to digital transformer, so too is L&D leveraging the power of technology. In fact, technology is making L&D easier to manage for all parties involved, and is reducing the time constraints often associated with corporate learning. Technology has made it effortless to gamify L&D.

Training 59

Training Video Skills Technology 59

Harvard Business Review

FEBRUARY 17, 2012

But she realizes that it was the practical need to pioneer new materials technology under strict cost constraints in tandem with improving lives that really accelerated the innovation process. Managing Emotion Effectively Keeps Business On Track. While interning in Mozambique in 2005 for the one-person (!)

Franchising 13

Franchising CEO GDP Entrepreneur 13

Harvard Business Review

JANUARY 18, 2012

Instead, Dr. V changed the face of eye care on the planet, and he did it by owning the entire problem — providing community outreach, eye care, training, eye banks, research and the production of inexpensive but high-quality eye care supplies. Dr. V saw the value of IOLs and literally manufactured a revolution.

Self-aware 15

Self-aware Franchising Quality Globalization 15

Strategy Driven

FEBRUARY 21, 2011

Complexity stemming from globalization or technology rank much lower in the list of causes. The report also explains the wide range of measures companies are adopting to tackle the complexity; from cutting down management layers to simplifying product portfolios and processes. Click here to get your copy of The Complexity Challenge.

Crisis 78

Crisis Survey Analysis Finance 78

Harvard Business Review

MARCH 22, 2011

According to Bank of America/Merrill Lynch Research, the average revenue per voice minute among US wireless carriers was $0.04 That's easy: Due to explosive growth for mobile broadband data services, AT&T faces particularly significant spectrum constraints and impending spectrum exhaust in some major US markets. Singer , Ph.D.

Wireless 13

Wireless Price Marketing Survey 13

Harvard Business Review

OCTOBER 9, 2015

“Everyone who has worked with American management can testify that the need to satisfy the pension fund manager’s quest for higher earnings next quarter, together with the panicky fear of the raider, constantly pushes top managements toward decisions they know to be costly, if not suicidal, mistakes,” he wrote. .”

Hedge 8

Hedge Short-term Long-term EPS 8

Harvard Business Review

JULY 16, 2013

Mobile wallets, like Apple''s Passbook, bring coupons, gift cards, and loyalty cards together in one place without the constraints of a physical wallet. Soon consumers will be managing their Branded Currency the way they use Mint to manage their bank, credit, investment, and other financial accounts.

Brand 9

Brand Loyalty Retail Technology 9

Harvard Business Review

FEBRUARY 10, 2012

Technology and new concepts of living, as well as progressive notions of urbanization, industrial capitalism, consumerism, ecotourism, and renewable systems, could meld to fashion a new shared-growth paradigm. The technology systems that undergird this effort are far-flung.

Supply Chain 14

Supply Chain Globalization Politics Franchising 14

Harvard Business Review

APRIL 9, 2013

This huge run-up — the latest spike began with EU''s botched rescue of Cyprus''s banks — has led to much talk of a bitcoin bubble. Instead, supply is determined once and for all by artificially-arranged resource constraints.". The question, really, is whether you can pick the right "resource constraints" ahead of time.

Price 9

Price Constraint Real Estate GDP 9

Harvard Business Review

MAY 3, 2016

HBS Executive Education brings you these articles about business management courtesy of Harvard Business School Working Knowledge. At Harvard Business School’s Advanced Management Program. The focus is on technological excellence with some diffuse understanding of customers who may buy the product. How do they do it?

Education 8

Education Execution Content Cooper 8

Harvard Business Review

OCTOBER 1, 2018

When Agile software development was born in 2001, it articulated a set of four critical principles to elevate the craft of software development and improve engineering and product manager motivation. For example, in one bank, a challenge was, “how can we help customers be better prepared for possible financial shocks?”

Agility 8

Agility Engineering Software How To 8

Harvard Business Review

APRIL 24, 2013

And stricter regulations, promulgated especially by the Environmental Protection Agency and the Occupational Safety and Health Administration, placed further constraints on American companies. Well into the 1970s, American corporate managers had enjoyed an exalted status as respected professionals, at the pinnacle of power.

Banking 8

Banking Crisis CEO Politics 8