Harvard Business Review

MARCH 13, 2012

This same principle applies more broadly to clean technology; to compete, it must outperform incumbent technologies on these dimensions. It would only undermine the long-term goal of creating an innovative, sustainable, and competitive clean energy and technology marketplace if the U.S. particularly in China.

Energy 10

Energy Price Long-term Banking 10

Harvard Business Review

SEPTEMBER 19, 2014

Less than 30% of the population have bank accounts, and even fewer have credit cards. More people have mobile money accounts than bank accounts in at least nine African countries, up from four in 2012. And cellular technology is leading the way. They rolled out their own SIM card to give their extensive customer base (8.7

Banking 8

Banking Retail Wireless Operations 8

The Horizons Tracker

JULY 23, 2020

Given the unusual circumstances placed upon them, it’s perhaps no surprise that technology is playing a major part in the re-opening. The MIT team, in collaboration with the Greater Boston Food Bank and Ava Robotics, developed a robotic system to disinfect surfaces using a UVC light that’s built into the base of a mobile robot.

Banking 95

Banking Environment Chemicals System 95

Harvard Business Review

JANUARY 17, 2014

Every company has a limited amount of time, money, and resources that it can invest in innovation. That’s why they should focus their energies on opportunities that will set them apart from their competition — that is, they should innovate where they differentiate. Customers Innovation Strategy' So what about your company?

Company 8

Company Innovation Wilde Insurance 8

Harvard Business Review

MAY 16, 2014

And the havoc being wreaked — in higher prices, banned devices, and stifled innovation — is laying waste to the industry landscape. I will spend my last dying breath if I need to,” Jobs is quoted as saying in a series of jeremiads , “and I will spend every penny of Apple’s $40bn in the bank, to right this wrong. And so Apple has.

Outsourcing 8

Outsourcing Software Industry Construction 8

Harvard Business Review

JUNE 11, 2015

By second phase, I mean the creation of entirely new offerings that are possible only because of digital technology. In 2012, the company selected five out of 105 applicants; in the subsequent year 20 were chosen out of 130. Barclays Bank has invested in more than 20 start-ups in the last couple of years.

Advertising 8

Advertising Banking Learning Curve Ryan 8

Harvard Business Review

OCTOBER 12, 2016

Because of the changing and innovative methods of attack being used against them, it is of the utmost importance that they constantly refine their knowledge of the particular enemies they face. Both of these Trojans target system information, online credentials, and banking details. Insight Center. The Future of Cybersecurity.

Company 8

Company Banking Information Advice 8

Harvard Business Review

DECEMBER 4, 2018

In dollar terms, small players—defined as those with sales less than $1 billion—grabbed approximately $15 billion in sales from their larger peers between 2012 and 2017. By March 2016, Chinese smartphone maker Xiaomi had invested in some 55 startups, generating products from power banks to air purifiers.

Brand 9

Brand Retail Incubator Merchandising 9

Harvard Business Review

MARCH 22, 2016

You’d think that increasingly sophisticated technology would help reduce this waste. states with deregulated power markets) and technologies (e.g., As a technology advisor, the CUO would understand the benefits of different energy innovations and be able to make smart purchasing decisions.

Company 8

Company Management CIO Energy 8

Harvard Business Review

JUNE 25, 2013

In December 2012 and January of this year, Tata Consultancy Services surveyed 1,217 executives from large companies (revenue of more than $1 billion) in a dozen global industries in North America, Europe, Asia-Pacific, and Latin America. Yet ROI leaders in our study also included telecoms, retailers, banks and high-tech companies.

ROI 8

ROI Company Learning Curve Retail 8

Women on Business

DECEMBER 20, 2012

In 2012, according to the State of Women-Owned Businesses Report from American Express Open, there are more than 8.3 In 2012, over 50% of dentists are women, as are 47% of medical students. They’re starting totally virtual companies, using the cloud for solutions and developing innovative ways to manage staff, time, family and work.

Trends 265

Trends Power Simon Real Estate 265

Harvard Business Review

JULY 22, 2016

BancAlliance, a consortium of community banks, has partnered with Lending Club, a peer-to-peer lending marketplace. Customized, individual lending has historically been difficult for small banks because of regulatory risk and the high cost of underwriting a large pool of loans. Build it yourself.

Real Estate 8

Real Estate Business Model Incubator Short-term 8

Harvard Business Review

MAY 28, 2013

According to Pew Internet , 55 percent of Americans said they''d used a mobile device to access the internet in 2012. As Pew Internet reports : Young adults: 50 percent of teen smartphone owners, aged 12-17, say they use the internet mostly on their cell phone, according to a 2013 Pew Internet report on Teens and Technology.

Content 9

Content Audience Marketing Strategy Report 9

Harvard Business Review

MARCH 28, 2016

In the past, disruption occurred at the level of discrete product and service technologies that competed to offer better value for customers (e.g., inch disk drives; LCD vs. CRT television; online vs. brick-and-mortar banks). It made huge investments in new technology, new plant, and new personnel. inch vs. 3.5-inch 3 globally).

Company 8

Company How To Technology Strategy 8

Harvard Business Review

NOVEMBER 3, 2016

nearly 6 million entry-level jobs will be created from 2012 to 2022, according to the Bureau of Labor Statistics. Similar intermediaries include BankWork$ for the banking sector, YouthBuild in construction, and iFoster in the grocery industry. Across the U.S., With low unemployment, the competition for talent remains fierce.

Organization 8

Organization Chief Operating Officer Education Software 8

Harvard Business Review

JULY 26, 2018

Grab, which launched its service in 2012 with 40 drivers in Malaysia, came late to the ride-hailing game, only after Uber had established a formidable position in the United States. Such knowledge is in fact the prerequisite to innovation. In other words, the initial innovations that made Uber dominant also left it vulnerable.

Transportation 8

Transportation Health Care Venture Capitalist Advertising 8

Harvard Business Review

JANUARY 3, 2017

Unless we also design new ways of talking about ideas and exploring the future, those product and service innovations will never be embraced by the organization and never make their way out into the world. In the face of this dynamic, it isn’t enough to create new products and services. Related Video. The Explainer: Design Thinking.

Commitment 10

Commitment Banking Proposal Video 10

Harvard Business Review

APRIL 18, 2012

The choice of who will lead the World Bank has been made. It was a much-watched contest, as many had thought it might turn out otherwise—that the old boys' bargain, under which an American gets to lead the World Bank and a European gets the IMF, would cave in to pressure from everyone else.

Globalization 11

Globalization Banking Restructuring Politics 11

Harvard Business Review

JUNE 28, 2013

Most budgets for 2013 were made in 2012, when the prevailing economic outlook was grim. The societal factors that have made America strong in the past continue today: its diversity, thirst for innovation, entrepreneurship, and institutional support for risk taking. But here it is midyear and the signals are decidedly more positive.

Budgeting 8

Budgeting Market Segmentation Venture Capitalist Real Estate 8

Harvard Business Review

SEPTEMBER 26, 2013

The turnaround can’t be attributed to a bold, Da Vinci-esque initiative such as new carbon fiber aircraft, the pioneering of new markets or even low-cost innovation. The most famous of these options was checked-bag fees, but most of the recent innovations have focused on “upselling” passengers into an improved experience (e.g.,

Airlines 8

Airlines Industry Transportation Travel 8

Harvard Business Review

JANUARY 20, 2015

Brazil is apparently the place to go if you’re in the market for some banking malware. In three months in 2012, Russia’s share of malicious hosts rose by around 10%, and the United States lost 10% of its bad boy computers. Good technology exists and will help, if we use it.

Proposal 8

Proposal GDP Cooper Offshoring 8

Marshall Goldsmith

OCTOBER 14, 2013

Many technologies, such as computers, copiers, fax machines, and other office equipment are rapidly converging. And, in a very different industry, Royal Bank Financial Group’s Dominion Securities is developing financial service super stores that combine investment, savings, and insurance solutions for the group’s clients.

Telecommunications 111

Telecommunications Franchising Consultative Diversity 111

Harvard Business Review

NOVEMBER 8, 2013

When the Chinese Communist Party’s central committee wraps up the Third Plenum on November 12, 2014, a shift from efficiency to innovation will likely be one of the major planks in its vision for China. Some argue that China is already well on its way to becoming a global innovation power that will rival the US and Europe.

Innovation 8

Innovation Globalization Venture Capitalist GDP 8

Harvard Business Review

NOVEMBER 9, 2012

Like YouTube in 2006 and Facebook in 2008 , 2012 will go down as the year that online polling joined telephone polling as part of our electoral process. This victory for online technology wasn't a foregone conclusion. The polling companies that actually did include cell phone users did so at an enormous price (between 1.8

Benchmarking 8

Benchmarking Bottom-up Media Survey 8

Harvard Business Review

JULY 16, 2013

This innovation is good, but it''s a bit of a horseless carriage, still tied to the mental model of a wallet. Soon consumers will be managing their Branded Currency the way they use Mint to manage their bank, credit, investment, and other financial accounts. There is a lot of talk these days about brands as publishers.

Brand 8

Brand Loyalty Retail Technology 8

Harvard Business Review

MARCH 26, 2015

those without bank accounts), by adopting the more dynamic “customer life cycle” view. Use risk data as an avenue for innovation. The ability to offer financing gave the technology vendor a point of differentiation that helped it beat its revenue projection for the year. Cross-pollinate your talent.

Credit Scoring 8

Credit Scoring Risk Management Finance Marketing 8

Harvard Business Review

MAY 21, 2014

The reasoning was that, without regulatory pressure, monopoly owners of communications networks tend to charge too-high prices that depress use of their networks and end up crimping innovation and economic growth. has instead banked on head-to-head competition between the cable companies and the telcos, each with their own last-mile wires.

Telecommunications 8

Telecommunications Industry GDP Transportation 8

Harvard Business Review

APRIL 30, 2012

On February 16, 2012, Barclays of U.K. But this isn't the first big innovation in mobile banking. These innovations are already happening in developing countries. That revolution, in turn, is causing India to leapfrog brick-and-mortar banking to wireless banking for the masses.

Banking 14

Banking Development Wireless Chief Operating Officer 14

Harvard Business Review

FEBRUARY 25, 2015

Like Silicon Valley, Singapore has strong research institutions and limited enforcement of noncompete clauses, a condition that academics now suggest can be a major driver of innovation. Like Israel, Singapore is small, with limited natural resources, which means economic growth requires innovative macroeconomic approaches.

Entrepreneur 8

Entrepreneur Incubator Venture Capitalist Innovation 8

Harvard Business Review

OCTOBER 14, 2013

democratized communication technologies like Skype) and more physical touch points (e.g. Clearly one reason is remittances: according to the World Bank, over $400 billion was sent back to developing countries in 2012. The knowledge and technology transfer stage, however, is where most developing markets are focused today.

Marketing 8

Marketing Strategy Metrics Incentives 8

Harvard Business Review

JANUARY 27, 2014

President Obama in his 2012 State of the Union address called inequality a “defining issue of our time.” But they can be usefully divided into three groups: technological progress, globalization, and economic policy. But nothing suggests that similar innovations are around the corner to help U.S.

Politics 8

Politics Short-term Policies Education 8

Harvard Business Review

MAY 12, 2014

These information services, the thinking went, were better left free to innovate and compete largely exempt from FCC regulation. There is widespread agreement among economists that the current open, modular nature of the Internet has stimulated innovation and growth. As of 2012, the U.S. Broadband internet service in the U.S.

Telecommunications 8

Telecommunications Open-book Content Information 8