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How Second-Tier Cities Can Close The Innovation Gap

The Horizons Tracker

Innovation tends to follow the agglomeration effect, whereby scale plays a crucial role in how innovative an area is. This transformation serves as a testament to the capacity of innovation to flourish even in geographically isolated and underdeveloped areas, provided three crucial factors are present, as identified in our analysis.

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Break the Model! How Challenging Status Quo Makes Lasting Impact

Mills Scofield

shutterstock I want to share the amazing work of Second Harvest Food Bank of North Central Ohio*. They are the epitome of how to create an amazing strategic plan that achieves their mission and vision in innovative ways will (hopefully) make them no longer needed.

Banking 172
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Boost Innovation by Strengthening the Organization’s Immune Systems

Great Leadership By Dan

Guest post by Kris Oestergaard: Today, every business is looking to find ways to streamline its innovative abilities. Those successful in establishing a culture of innovation have addressed their organization’s “immune systems.” Organizational leaders need to address all three in order to transform into innovation champions.

System 161
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Countries Hurt Themselves When They Deny Immigrants Access To Banking

The Horizons Tracker

“For example, a major ceiling on the economic potential of undocumented immigrants is their lack of access to the banking system to obtain credit and mortgages,” the authors continue. The post Countries Hurt Themselves When They Deny Immigrants Access To Banking first appeared on The Horizons Tracker.

Banking 98
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Navigating the Digital Payment Landscape: Understanding ACH and EFT Transactions

Strategy Driven

Ranking as one of the most reliable forms of digital payment, ACH payments revolve around the Automated Clearing House network, a secure and efficient electronic network that interlinks banks and financial institutions across the United States.

Banking 85
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Has The Rise Of Big Tech In Finance Affected Financial Inclusion?

The Horizons Tracker

Financial inclusion has been a consistent government policy in the UK since 1997 in response to growing concerns that people lack access to services such as banking, savings, credit, and insurance. “About one in three adults globally does not have a bank account. first appeared on The Horizons Tracker.

Finance 114
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How Poverty Affects Financial Literacy Among Children

The Horizons Tracker

The study particularly highlights the importance of targeted financial education for children from disadvantaged social backgrounds. Efforts must be made to carefully consider the provision of financial education for this specific group.

Education 103