Harvard Business Review

MARCH 22, 2013

That's easier said than done in a world where most product innovations are geared toward the rich. We can take some lessons from Bangladesh, where BRAC is heading full steam into mobile banking with bKash (bikash means "growth" in Bengali), which is now the largest mobile banking provider in the country.

Technology 17

Technology Microfinance Banking Document 17

Harvard Business Review

MARCH 31, 2015

These stock buybacks have come under criticism as a bad investment – the argument being that companies sitting on record amounts of cash ought to invest in innovation, salaries, or at least dividends, rather than pumping up their own stock price through buybacks. Not so fast. The two different types of research are complementary.

Innovation 8

Innovation Short-term Long-term Budgeting 8

Harvard Business Review

MAY 8, 2013

Over the past 20 years, no group has endured greater pain and humiliation within organizations than mid-level managers (MLMs — managers from two levels below the CEO down to the line managers). Nearly 68% of these large-scale change and innovative efforts failed.

Middle Management 8

Middle Management Management Automotive Pharmaceuticals 8

Harvard Business Review

AUGUST 21, 2013

Similar waves of innovative applications of technology (e.g., ERP systems, RFID , knowledge management, business intelligence) have washed over organizations. This trend toward ever more critical reliance on IT is not only transforming the idea and practice of corporate IT, but has disruptive operational implications for every manager.

Competitive Advantage 8

Competitive Advantage Management Information Technology Airlines 8

Harvard Business Review

AUGUST 9, 2018

Many banks and large corporations employ artificial intelligence to detect and prevent fraud and money laundering. Businesses are constantly experimenting with new ways to use artificial intelligence for better risk management and faster, more responsive fraud detection — and even to predict and prevent crimes.

Banking 8

Banking Strategic Fit Risk Management Real Estate 8

Harvard Business Review

AUGUST 7, 2018

Why is it that when a group of managers gets together for a strategic planning session they often emerge with a document that’s devoid of “strategy”, and often not even a plan ? I have one such document in front of me as I write this. Alicia Llop/Getty Images. It’s more like a dog chasing its tail.

Strategic Planning 15

Strategic Planning Planning Document Airlines 15

Harvard Business Review

DECEMBER 10, 2013

But have any sizable organizations assigned people to manage their major end-to-end processes — and actually been successful? I got this question from a process leader at a UK bank. But with the scale and complexity of the organization, he is concerned that they may never get over the “managing by function” problem.

Banking 8

Banking Engineering Operations Process 8

Harvard Business Review

FEBRUARY 28, 2017

.” Consider what’s happened in just the past 10 years: The first major blockchain innovation was bitcoin, a digital currency experiment. Almost every major financial institution in the world is doing blockchain research at the moment, and 15% of banks are expected to be using blockchain in 2017. This is slow.

Disaggregation 8

Disaggregation Supply Chain Banking Innovation 8

Harvard Business Review

MARCH 22, 2013

That's easier said than done in a world where most product innovations are geared toward the rich. We can take some lessons from Bangladesh, where BRAC is heading full steam into mobile banking with bKash (bikash means "growth" in Bengali), which is now the largest mobile banking provider in the country.

Technology 8

Technology Microfinance Banking Document 8

Harvard Business Review

APRIL 1, 2015

Priceline’s unique “conditional purchase offer” – which allowed bidders to make low-ball offers which they were bound to honor if accepted – was an innovative solution that taught a big lesson: when underused assets are more fully exploited, everyone can win.

Innovation 8

Innovation Licensing Directory Document 8

Harvard Business Review

JUNE 13, 2018

As Andrew Spanyi , the author of four books on process management, put it to us by email: “RPA does not redesign anything. At a leading global logistics company, for example, the business rules in a claims process suggested that decisions on tolerances for refunds required the judgment of a manager.

Process 10

Process Six Sigma Company Technology 10

Harvard Business Review

DECEMBER 4, 2018

The ones that manage to escape are discount chains —such as T. A recent report by the consultancy BCG documented a general decline in sales among consumer packaged goods (CPG) companies in the United States during 2017, with mid-sized and large companies losing market share and small companies increasing theirs.

Brand 9

Brand Retail Incubator Merchandising 9

Strategy Driven

DECEMBER 3, 2019

New financial innovations enabled both historic global economic growth and cascading global financial failures. From creating a meeting agenda to establishing a standard format for decision documents to holding in-person meetings instead of meetings by phone, there are proven techniques to drive efficiency that can be learned and adopted.

Agility 65

Agility Banking Supply Chain CTO 65

Harvard Business Review

FEBRUARY 14, 2012

But too many major companies — Bank of America, Sony, Gap, Yahoo, Nokia — that need to get it, don't. Take banking as a visible example. Bank of America recently considered a $5 fee for customers to get their own money via their debit card because they have to find a way to fund all those retail storefronts.

Banking 15

Banking Business Model Supply Chain Mass Marketing 15

Harvard Business Review

AUGUST 16, 2013

(Note that the high-profile C-suite executives at firms like Borders, Jessops, and Bank of New England had large IT budgets, but no longer have a company to make more efficient today.). As many companies move from exclusively internal focused R&D to distributed-innovation systems (e.g., Improving Operational Efficiency.

Enterprise Architecture 8

Enterprise Architecture CIO Horizontal Integration Information Technology 8

Harvard Business Review

JULY 27, 2015

This is where the July 2012 memorandum of understanding between Greece and the Troika (the International Monetary Fund, European Central Bank, and the European Commission) failed miserably; the previous government, much like Syriza, wanted to preserve the status quo. In a country slipping from 1.8% growth in late 2014 to a 2.5%

Banking 8

Banking Crisis Tourism Policies 8

Strategy Driven

FEBRUARY 23, 2021

Startups tend to collapse, and only a minor portion of them manage to stay afloat after a few years. But business owners – thanks to their enthusiasm for innovation – ignore the fact that cash-flow can make or break a business. You can share documents and information to enhance productivity and diminish time-wastage.

Finance 65

Finance SWOT Tools Software 65

Harvard Business Review

AUGUST 15, 2011

If tech-support experts in Bangalore aren't repurposing transcripts of customer support calls into digital documentation that can help people self-diagnose problems before they call for help, then management will bring in a more innovative crop.

Kaizen 14

Kaizen Bottom-up Efficiency Technology 14

Harvard Business Review

APRIL 30, 2015

An important but less well-documented type is comprised of an estimated 1 million small businesses that are part of commercial and government supply chains (referred to as suppliers). One might need a bank loan while the other might need a patient equity investor like an angel or venture capitalist.

Supply Chain 8

Supply Chain Rivkin Venture Capitalist Policies 8

Harvard Business Review

MAY 6, 2011

To pursue IPR entails structuring and documenting knowledge, and the irony is that this very structuring allows diffusion to other firms who get access to it and either work around the IPR or eventually imitate it. MacMillan is the Ambani Professor of Innovation and Entrepreneurship at the Wharton School.

Tacit Knowledge 14

Tacit Knowledge McKinsey Core Competence Document 14

Harvard Business Review

JULY 19, 2017

Companies like ANZ, the Australian-based banking giant, have made explicit commitments to adopt agile principles , while others like Zappos, are on the bleeding edge of organizational transformation. Self-managed teams with limited hierarchy and bureaucracy are explicit features of such organizational models.

Agility 8

Agility White Paper How To Metrics 8

Harvard Business Review

OCTOBER 1, 2018

Like digital platforms, social media, martech, fintech, and numerous other innovations, the spoils of blockchain may go to early adopters who commit to ruthless innovation. medical) information, and, even, electrical grid management. medical) information, and, even, electrical grid management. Related Video.

Marketing 9

Marketing Advertising Technology Content 9

Harvard Business Review

AUGUST 18, 2014

Typically, resources that satisfy these conditions are capabilities or know-how that have been developed over time and are hard to transfer or document. It seems evident that the split does not create a new resource, and it is not obvious why splitting would enable the management team to exploit existing resources better.

RBV 8

RBV Competitive Advantage Resources Media 8

Strategy Driven

DECEMBER 9, 2015

This application converts files into a PDF, ranging from Web pages and Word documents, to even multiple, disparate files. Not only does this application turn files into PDFs, but it also converts PDFs into Jpeg images, Excel spreadsheets, and Word documents. This is a comprehensive PDF creator. LinkedIn SlideShare: www.slideshare.net.

Tools 50

Tools Document Restructuring Software 50

Harvard Business Review

FEBRUARY 17, 2012

But she realizes that it was the practical need to pioneer new materials technology under strict cost constraints in tandem with improving lives that really accelerated the innovation process. This elusive component is something that behavioral economists are beginning to document. Managing Emotion Effectively Keeps Business On Track.

Franchising 13

Franchising CEO GDP Entrepreneur 13

Harvard Business Review

JANUARY 29, 2015

Mint has allowed Intuit, a tax software company, to slowly add more and more services otherwise provided by banks. The job of “I need to get this document from here to there with perfect certainty” is one that has existed for millennia. Customers don’t buy products just for the hell of it.

Software 8

Software Film Information Industry 8

Harvard Business Review

SEPTEMBER 5, 2016

Yet there’s compelling evidence that bureaucracy creates a significant drag on productivity and organizational resilience and innovation. million managers, first-line supervisors, and administrators in the American workforce in 2014. That works out to one manager and administrator for every 4.7 Here’s the arithmetic.

Cost 8

Cost Bureaucracy GDP Management 8

Joseph Lalonde

MARCH 14, 2018

Document your life. My regular reviews of these simple documents keep me on track when things get tough. No one wants to work harder for a complacent or mediocre manager, however, every employee wants to be led by an enthusiastic leader that helps them become more passionate about their work. Keep moving! Then, hang out!

Succession 316

Succession Self-aware Learning-by-Doing Follow-up 316

Harvard Business Review

MAY 17, 2017

One of today’s most celebrated examples of leapfrogging is the M-Pesa mobile payment system in Kenya and Tanzania, which lets people bank in their national currency using only their phones, leapfrogging traditional banking practices and creating a mobile banking revolution. The system currently serves a billion people.

Marketing 8

Marketing Technology Banking Efficiency 8

Harvard Business Review

MAY 11, 2016

By ignoring the distribution, that statistic masks a more important trend: As the McKinsey Global Institute has documented , variance in corporate earnings has increased substantially as well. ” Researchers at the OECD documented something similar , looking at firms’ productivity in 23 of the organization’s member countries.

McKinsey 8

McKinsey Document Engineering Outsourcing 8

Harvard Business Review

JUNE 20, 2014

This popular triumph of the “ heuristics and biases ” literature pioneered by psychologists Daniel Kahneman and Amos Tversky has made us aware of flaws that economics long glossed over, and led to interesting innovations in retirement planning and government policy. Risk modeling in the banks grew out of probability theory.

Uncertainty 9

Uncertainty Kahneman Banking System 9

Harvard Business Review

MAY 3, 2016

HBS Executive Education brings you these articles about business management courtesy of Harvard Business School Working Knowledge. At Harvard Business School’s Advanced Management Program. Leading Innovation Is the Art of Creating “Collective Genius” How to Brand a Next-Generation Product. How do they do it?

Education 8

Education Execution Content Cooper 8

Harvard Business Review

OCTOBER 9, 2015

In the second , Wall Street is capturing value rather than creating it; as economist Tyler Cowen once put it : “It’s as if the major banks have tapped a hole in the social till and they are drinking from it with a straw.” It even documents part of the explanation. “And that’s a positive thing.”

Hedge 8

Hedge Finance Short-term Document 8

Miles Anthony Smith

NOVEMBER 7, 2019

They somehow manage to engage with their audience consistently by constantly putting out articles, infographics, or anything of value, not just in content marketing but also in sales. Siege Media stands out from the rest by innovating the way they create their content. 3) That your intern can manage your content strategy.

Marketing 105

Marketing Content Audience Brand 105

Harvard Business Review

AUGUST 12, 2011

In another business practically synonymous with defaulting on the dreams of its customers, ING Direct grew to be one of the largest and most successful online banks over the last decade on the basis of its zealous advocacy for savings even in the midst of the decade of debt. That's because there is no place to hide.

McKinsey 13

McKinsey Banking Mission Statement Document 13